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ACI Worldwide supplies payment software. The merchant-facing ACI Payments Orchestration Platform provides an acquirer-independent gateway, routing, alternative-payment-method connections, omni-tokenisation, fraud decisioning and consolidated payment data. ACI Acquiring is separate software that banks and merchant acquirers use to run their own acquiring operations. In both products ACI provides technology; the merchant or PSP contracts with its chosen acquirers and payment providers, and those parties provide any merchant account or MID, underwrite payment acceptance, hold funds and settle transactions.
Adyen combines a payment gateway, risk tooling, processing, acquiring and merchant settlement for online and in-person payments. Adyen for Platforms adds user onboarding, split payments, balances and payouts, while Adyen Issuing supports physical and virtual card programs. Product access depends on the customer model, country, regulated activity, underwriting and contract.
Airwallex provides online payment acceptance and acquiring, a multi-currency Wallet and Global Accounts with foreign exchange, cross-border payouts, Visa card issuing, and connected-account infrastructure for platforms. Each product requires its own approval and may use a different Airwallex contracting entity, regulated permission, partner rail, funds flow and pricing schedule.
Airwallex Online PaymentsAirwallex Global Accounts, Wallet and FXAirwallex Payouts
Authorize.Net provides a payment gateway for online, in-person and phone payments. Gateway Only connects to a merchant's existing merchant account and processor. All-in-One adds an application for a separate merchant account. With eCheck.Net, Authorize.net LLC provides the eCheck service as Third-Party Sender, the merchant is the ACH Originator, and First National Bank of Omaha is the ODFI that processes the ACH entries.
Bango supplies two distinct products for digital commerce. Bango Payments is an API layer that connects a merchant to direct carrier billing and wallet payment providers; the merchant remains the seller and ordinarily negotiates and receives its payment-provider settlement directly. The Digital Vending Machine bundles subscriptions for resellers and content providers, coordinating catalogue, entitlement, offer and billing events without making Bango the universal seller to the subscriber, card acquirer or merchant-account provider.
Banking Circle is a Luxembourg-licensed B2B bank that provides regulated financial institutions, payment businesses, banks and eligible investment funds with multi-currency accounts, virtual-account structures, local and cross-border payments, agency and correspondent banking, safeguarding accounts, foreign exchange and liquidity services. Banking Circle's direct client is the regulated business using the infrastructure; an end customer assigned a virtual IBAN does not automatically become a Banking Circle client. The profile does not treat Banking Circle as a retail merchant acquirer: it does not provide card acquiring, a card merchant account, a card MID, a payment gateway or Merchant of Record services.
Banking Circle Accounts and Virtual AccountsLocal and Cross-Border PaymentsAgency and Correspondent Banking
BlueSnap, Powered by Payroc, provides payment-facilitator processing through partner acquirers, a bank-agnostic gateway and Payment API, embedded payments for software platforms, and a transaction-specific merchant-of-record route under its current merchant agreement. BlueSnap is not a universal direct acquirer; the contracting BlueSnap entity, acquirer or sponsor bank, merchant account, underwriting, reserve, funds flow and settlement route depend on the merchant location, product and agreement.
Global payment processing through BlueSnap PayFac routesGateway-only and Payment APIBlueSnap Embedded Payments
Boku provides a mobile-first local-payment network covering wallets, account-to-account schemes, buy-now-pay-later and direct carrier billing through one API and consolidated settlement. The relevant Boku operating entity processes or collects under the merchant agreement, while mobile carriers, wallets, banks, payment schemes and other acquirers remain separate participants. Named Boku entities provide regulated acquiring in specified markets, but the wider network does not give every merchant a card merchant account, MID or direct-acquiring relationship.
BR-DGE is payment-orchestration software operated by Comcarde Limited. Its modular products provide hosted and API integration, connections to payment providers, rules-based routing, central tokenisation, consolidated reporting and white-label orchestration. BR-DGE states that it is not a payment service provider and does not hold funds; the merchant or white-label client retains its contracts with connected PSPs and acquirers, which provide the merchant account, any MID, payment underwriting, financial processing, funds custody and settlement.
BR-DGE Integrate and ConnectBR-DGE OptimiseBR-DGE Vault
Braintree is a PayPal payment service for web and mobile checkout. Braintree Direct combines the Braintree gateway with a merchant account and payment processing. Gateway-only connects the Braintree gateway to a merchant account supplied by another provider. PayPal payments require Braintree Direct, use the Braintree integration and Vault, and follow the merchant's separate PayPal account terms and PayPal funding.
Braintree DirectBraintree Gateway OnlyPayPal through Braintree Direct
BVNK provides managed stablecoin payment acceptance and payouts, fiat Virtual Accounts, Embedded Wallets and the self-managed Layer1 payment-orchestration product. The applicable BVNK entity, licence, supported assets, payment rails, custody model and settlement route depend on the product, jurisdiction and agreement.
CCBill offers payment-facilitator and dedicated merchant-account products with hosted checkout, recurring billing, fraud management and affiliate services for ecommerce, subscription and approved high-risk businesses. The contracting, underwriting, processing and merchant settlement entities depend on the selected product and agreement.
CellPoint Digital provides payment-orchestration software and gateway integration for travel and hospitality businesses. One Source Orchestration connects a merchant's contracted PSPs and acquirers, applies routing and failover rules, and consolidates payment operations and reporting. Velocity supports API, hosted-page and iframe integrations. CellPoint Digital does not provide the merchant account, MID or direct acquiring for these products, hold merchant funds, or settle funds to the merchant; the connected PSP or acquirer controls underwriting, processing and settlement.
One Source OrchestrationVelocity payment integration
Checkout.com provides merchant acquiring and online payment processing, a separate payment-gateway route for merchants that keep another acquirer, platform payments for marketplaces and payment facilitators, card and bank payouts, and card issuing. The contracting entity, sponsor bank, merchant approval, settlement route and permitted business activity depend on the country, product and agreement.
Coda provides digital-commerce payment products whose legal and funds roles depend on the contract. Codapay connects a publisher to local and global payment channels through one API and supports arrangements in which either the publisher or an applicable Coda entity is Merchant of Record. Codashop and Coda-operated web stores can use a Coda reseller sale in which the named Coda entity sells the digital product to the buyer. Coda Payments Pte. Ltd. separately holds a Singapore Major Payment Institution licence that includes merchant acquisition, but that permission does not make it the acquirer for every Coda product, market or transaction.
CodapayCodashop and Coda-operated web stores
Product categories
Merchant accounts & acquiring · Merchant of Record
CoinPayments provides hosted and API-based cryptocurrency checkout, merchant wallets, webhooks and configurable transfers to merchant-controlled addresses. The contracting and custody entity depends on the business jurisdiction. Fiat conversion, where available, uses partners and varies by jurisdiction.
Corefy is a payment-orchestration platform and payment hub that connects a merchant's own payment-provider and acquirer accounts through one integration. It provides gateway, checkout, routing, payout orchestration, reporting and reconciliation software; it does not provide financial services, hold client funds or supply the merchant account.
Cybersource, a Visa company, provides a global payment gateway and orchestration platform, Unified Checkout, REST payment APIs, Token Management Service, Decision Manager, payer authentication, payment reporting and card-network payout connectivity. Its standard gateway path connects the merchant to external processors and acquirers; those parties provide any merchant account or MID, perform merchant underwriting, hold funds and settle transactions. The production Cybersource or Visa counterparty is determined by the signed agreement and territory rather than the non-production Developer Center terms. A current United States card-services package uses a separate agreement with Global Payments Direct, Inc., while the Cybersource Payment Services Agreement remains separate.
Cybersource global payment platformUnited States card-services arrangementCybersource Payouts
Digital Virgo connects merchants, digital-content publishers and telecom operators through the DV PASS carrier-billing platform. DV PASS manages merchant connections, subscriptions, transaction status, fraud controls and customer-care workflows, while the mobile operator controls subscriber eligibility, posts the charge to the prepaid balance or monthly bill and collects from the subscriber. UAB DV Payment, Digital Virgo's active Lithuanian electronic-money institution, separately contracts for regulated acquiring, holds transaction funds in segregated accounts and settles approved merchants. Its licence and funds role do not apply automatically to every DV PASS deployment or Digital Virgo group company.
DV PASS carrier-billing platformUAB DV Payment regulated acquiring
dLocal processes Payins, sends Payouts, supports marketplace and platform accounts, provides fraud-management tools, and collects cross-border invoices in emerging markets. Product availability, payment methods, contracting entity, currencies and local processing partners depend on the selected countries and commercial agreement.
Durango Merchant Services is an ISO/MSP that prepares high-risk merchant-account applications and connects businesses with partner banks, processors, ODFIs, and payment platforms. Partner providers make the approval decision and, as applicable, issue the MID, process card, ACH, or eCheck transactions, and deposit settlement funds into the merchant's bank account. The approved merchant agreement names the participating providers and sets pricing, reserves, processing limits, eligible countries, and funding schedules.
EBANX provides Pay-in processing, local payment methods, recurring payments, fraud and checkout tools, cross-border or local settlement, and Payouts across emerging markets in Latin America, Africa and Asia. The EBANX brand covers multiple group companies and local partners; the contracting entity, payment methods, settlement model and product availability depend on the merchant agreement and country. The documented flows do not establish EBANX as the merchant of record or a universal direct acquirer: the merchant remains the seller, while local acquirers, banks and payment rails may perform regulated parts of the flow.
Ecommpay combines direct card acquiring, a proprietary payment gateway, local and alternative payment methods, open-banking payments, orchestration, recurring billing and merchant-funded payouts. Ecommpay Limited is the disclosed UK contracting and regulated payment-services entity; the exact acquiring route, external payment-method provider, settlement terms and payout rail remain product- and agreement-specific.
Elavon is the merchant-payments product line of U.S. Bank. Its documented U.S. merchant-processing route is supplied by Elavon, Inc. with a designated Member that is initially U.S. Bank, N.A. or Elavon, Inc.; Elavon processes transactions and provisional merchant funding while the Member facilitates settlement through the banking rails. Converge is separately documented as a hosted gateway that can send transactions to Elavon or a third-party destination, so the gateway alone does not establish who supplies the merchant account, underwriting or settlement. In the UK, the regulated entity is U.S. Bank Europe DAC, formerly Elavon Financial Services DAC, operating through its registered UK branch and trading as Elavon Merchant Services.
U.S. member merchant processingU.S. online-application business solutionsConverge gateway
emerchantpay provides card acquiring, payment gateway technology, payment processing, merchant accounts, risk and chargeback management, reporting and customer payouts. The commercial and funds-flow model depends on whether the merchant uses direct acquiring, gateway technology, the UK referral and collection service, or US ISO processing.
Global card acquiringPayment gatewayUK PSP referral and optional collection
FastSpring is a merchant-of-record platform for approved digital products, software, subscriptions and video-game commerce. Under the covered Digital Retailer transaction FastSpring resells the vendor's product to the buyer, processes the payment, calculates and remits applicable transaction taxes, handles payment support, refunds and chargebacks, and later pays the vendor. FastSpring does not provide a conventional merchant account or direct-acquiring service.
FreedomPay provides an independent payment gateway and payment-orchestration platform for in-store, online, mobile and unattended commerce, including travel and hospitality. Its platform connects merchants to selected processors, acquirers, payment methods and commerce systems, while Merchant Centered Acquiring is a separate referral advisory service. FreedomPay does not provide direct acquiring, a merchant account or MID on these models and does not perform merchant underwriting or merchant settlement; the selected processor or acquirer controls those responsibilities under its own agreement.
Global Payments sells merchant payment processing and commerce technology through different legal and bank structures. In the documented U.S. sponsorship model, Global Payments Direct, Inc. is the processor and registered ISO while a member bank sponsors the card activity, retains control of network settlement funds until the merchant is funded and participates in merchant acceptance. In the UK, GPUK LLP is the FCA-authorised payment-services entity behind the Global Payments trading name. European materials describe both financial-institution processing capabilities and merchant card-acceptance contracts with Global Payments s.r.o.; the public sources reviewed do not establish one universal responsibility split for every s.r.o. relationship.
U.S. sponsored merchant processingU.S. Genius POS online applicationUK card acquiring and online payments
GoCardless collects one-off and recurring Direct Debit payments, provides Pay by Bank through open-banking payment initiation, and offers UK Outbound Payments from a funded payment account. Direct Debit requires a payer mandate. Pay by Bank requires the payer to authorize the payment through their bank and is available with either GoCardless settlement or, where supported, Direct Settlement to the merchant's bank. GoCardless does not provide card acquiring, a card MID or a card merchant account.
Bank DebitPay by Bank · GoCardless settlementPay by Bank · Direct Settlement
Gr4vy, Inc. supplies single-tenant cloud payment-orchestration software. Its universal API, Embed and Secure Fields checkout components, Flow rules, card vault, PSP and network tokenization, 3-D Secure controls, external anti-fraud connections, reporting and settlement-report reconciliation sit between a merchant and the merchant's own payment providers. Gr4vy for Platforms adds a white-label, multi-merchant route with separate workflows, routing and provider connections for each underlying merchant. The merchant or platform keeps the direct account, contract, fees and credentials with each connected provider. Gr4vy does not supply the acquiring merchant account or MID, perform payment underwriting or direct acquiring, hold merchant funds, or settle funds to the merchant.
Cloud payment orchestration platformGr4vy for Platforms
Lemon Squeezy is a Stripe-owned merchant-of-record and non-exclusive reseller for approved digital products. Sold through Link, LLC sells the covered product to the buyer, collects the payment and sales tax, handles payment and order support, refunds and chargebacks, and pays the supplier's net proceeds. The supplier remains responsible for product rights, accurate product information, fulfilment and product support. Lemon Squeezy does not issue the supplier a conventional merchant account or MID.
Mangopay supplies wallet-based payment infrastructure for platforms: pay-ins enter electronic wallets, wallet transfers can allocate or split balances, verified users can receive funds, and payouts move wallet funds to registered bank recipients. Pay-ins may be acquired by Mangopay or by another approved payment service provider. Multi-currency Accounts, Identity and Payouts are also sold as distinct products. The contracting entity, regulated service, funds treatment and product access depend on the platform agreement and jurisdiction.
Mews Payments embeds online, in-person and recurring guest payments into the Mews hospitality platform. Mews provides the merchant-facing agreement, payment workflow, tokenization, operations, reporting, reconciliation and dispute support. Its merchant terms state that the selected third-party payment services provider, such as Stripe or Adyen, provides payment processing and acquiring under a direct sub-merchant agreement; an acquiring member can also be involved. The sub-merchant account sits on the selected provider's platform, and that provider or member performs settlement. Mews does not provide direct acquiring or its own MID for this product.
Mollie provides regulated online and in-person payment services for businesses in the European Economic Area, Switzerland and the United Kingdom. Mollie B.V. is the Dutch-regulated entity for EEA services, while Mollie UK Ltd provides the UK-regulated service and UK settlement route; UK non-card EU methods can pass first through Mollie B.V. and Stichting Mollie Payments before Mollie UK safeguards and pays out the funds. Mollie processes and settles merchant payments but its general card route connects merchants to external method acquirers and financial institutions. Mollie states that it became an iDEAL acquirer, but that method-specific role does not make Mollie a universal card acquirer, traditional merchant-account provider or dedicated-MID provider.
Online and in-person paymentsMollie Connect for PlatformsMollie Connect for Marketplaces
Nium provides regulated cross-border payment infrastructure through jurisdiction-specific group entities and financial partners. Its products include multi-currency payment accounts, global payouts, foreign exchange, physical and virtual card issuing, and B2B travel cards for online travel agencies, airlines and hotels. Nium or the applicable program bank can receive, safeguard and move client funds for enabled account, payout and card products. Nium does not provide a universal card-acquiring relationship, merchant acceptance account or card MID.
Nium Multi Currency AccountsNium Global PayoutsNium Global Card Issuing
NMI provides embedded payment infrastructure, including a white-label payment gateway for online, in-store, mobile and self-service payments. The gateway includes checkout, tokenization, routing, recurring billing and reporting; the merchant-account provider, underwriter, acquirer and settlement provider depend on the merchant setup.
Outpayce provides the travel-focused Xchange Payment Platform for payment orchestration, gateway connectivity, alternative payment methods, refund messaging, reporting and reconciliation. XPP routes requests and data to customer-selected acquirers, gateways, payment service providers and other third parties. Those connected providers retain the merchant account, any MID, merchant underwriting, financial processing, funds custody and settlement. Outpayce S.A.U. is a Spanish electronic money institution, but that status does not authorize XPP as a direct acquirer or provider of a merchant account or MID.
Paddle Billing is a merchant-of-record service for software and digital-product businesses. Paddle resells approved products to buyers, processes the payment, calculates and remits applicable sales taxes, handles buyer payment support, refunds and chargebacks, and pays the supplier from its Paddle balance. The supplier does not receive a conventional merchant account or MID from Paddle and remains responsible for the product, fulfilment, product support and the accuracy of business and product information.
PaymentCloud helps U.S. businesses apply for dedicated merchant accounts through its acquiring-bank relationships. It also arranges ACH and eCheck processing and connects the approved account to third-party gateways and payment terminals. The acquiring bank makes the final underwriting decision; the merchant agreement names the processor, funding bank, pricing, reserves and settlement terms.
PayPro Global is a merchant-of-record and independent reseller for approved software, SaaS, digital products and video games. For covered sales, the assigned PayPro Global entity contracts with the end customer as principal, receives the purchase price, calculates and remits applicable transaction taxes, manages payment fraud, refunds and chargebacks, and pays the supplier's net proceeds. The supplier retains its product intellectual property, fulfilment and technical-support duties. This is not a conventional acquiring account or MID for the supplier.
Paysafe combines card acquiring and merchant processing with a payments API, Skrill and Neteller wallet acceptance, PaysafeCard eCash and a single-integration iGaming payment platform. The contracting entity, merchant account, regulatory permission and funds flow depend on the selected product and region.
European card acquiringNorth American merchant processingSkrill wallet payments
PayU Payments Private Limited is the current Prosus-controlled PayU payments business in India. It operates RBI-authorised online, offline and cross-border payment aggregation. India-registered merchants use its domestic, offline and international-acceptance route; approved merchants established outside India can use the separate Cross-Border Payments Import route to collect from Indian buyers without an Indian entity and receive settlement to an offshore account through authorised dealer banks. PayU supplies merchant integration and risk controls and participates in the applicable aggregation funds flow; banks, card networks and payment-system participants retain payer-account, authorization and rail roles.
PayU India merchant payment aggregationPayU Cross-Border Payments Import
Planet combines online and in-person payment acceptance, acquiring, a payment gateway, tokenization, Dynamic Currency Conversion and Multi-Currency Pricing with hospitality software. Planet Merchant Services Limited provides the documented UK regulated route and Planet Merchant Services SAS provides the documented EU acquiring route. Availability outside those entity scopes may involve another Planet entity or an acquiring partner and must be confirmed by product, country and contract.
Planet UK acquiring and payment acceptancePlanet EEA acquiring and payment acceptancePlanet gateway and modular payment technology
PPRO connects payment service providers and approved direct merchants to local payment methods through the PPRO Global API, checkout products and the PPRO Payment Gateway. Its funds and commercial roles are product-specific: PPRO Payment Services S.A. fulfils settlement obligations for methods in which PPRO receives funds, processing-only methods expressly keep funds outside PPRO, and PPRO's current Mexico product combines Mexican local-acquiring access with a payment-local Merchant-of-Record route for merchants that may be located inside or outside Mexico. PPRO performs the payment-related local collection, remittance and associated tax procedures defined by the LATAM terms; the Contractual Partner remains the product seller and retains product, consumer and tax liability. PPRO does not publicly establish one universal merchant account, acquiring-bank MID or direct licensed-acquirer role across these paths.
Global API local-payment processing and settlementGlobal API processing-only payment methodsMexico Local Acquiring and Merchant of Record
B2B payment orchestration platform connecting merchants to third-party PSPs and acquirers through hosted and API-based payment flows. Praxis is not the payment processor or acquirer, does not provide a merchant account, and does not hold merchant funds or provide merchant settlement.
Primer provides payment-orchestration software through Universal Checkout, the Payments API, a centralized payment-method vault, Workflows, 3-D Secure, fraud-provider integrations, payment reporting and reconciliation. Merchants connect payment and fraud providers under their own agreements. A connected processor, PSP or acquirer controls any required merchant-account approval, processing and settlement. A fraud provider supplies only the fraud service it is contracted for. Primer does not provide merchant accounts, process payments, hold merchant funds or settle payments.
Rapyd combines payment acceptance, global payouts, multi-currency Wallet infrastructure and card issuing. Collect, Disburse, Wallet and Issuing use different money flows, and the contracting entity, regulated service, Network Partners, supported countries, currencies and risk approval depend on the product and agreement.
Recurly is subscription-management, recurring-billing and payment-orchestration technology. A merchant connects its own supported payment gateway and merchant bank account; the gateway, processor and acquirer authorize the payment, underwrite the merchant account, hold any reserve and settle funds to the merchant's bank. Recurly stores and routes payment data, manages plans, invoices, subscriptions, retries, dunning and reporting, but its terms state that Recurly is not a bank, does not hold merchant or customer money and is not responsible for transaction amounts. Reach can be connected separately as merchant of record; that makes Reach, not Recurly, the seller and funds-flow party for that route.
Segpay offers three distinct merchant products: payment facilitation, placement for a direct merchant account and gateway technology. Payment facilitation includes submerchant onboarding and processing; the direct account is placed with an acquiring bank; the gateway connects a merchant's payment setup to banks and processors.
Shift4 combines online, in-person and hospitality payment technology with card processing, tokenization, reporting and currency-conversion products. The documented U.S. merchant-processing route is a joint agreement with Citizens Bank, N.A.; Shift4 Limited provides regulated EEA acquiring and Shift4 Payments UK Limited provides regulated UK acquiring. Gateway availability and merchant reach must not be read as direct Shift4 acquiring in every country.
U.S. merchant processing with Citizens Bank sponsorshipShift4 UK acquiringShift4 EEA acquiring
SoarPay places U.S. high-risk merchants with third-party acquiring banks, processors and payment gateways. SoarPay facilitates the application; the partner processor handles underwriting, risk analysis and card processing. The selected bank, processor, gateway, pricing, reserve and settlement terms are set in the merchant agreement.
High-Risk Merchant AccountHigh-Risk ACH Processing
Spreedly provides payment orchestration and a portable payment vault. Merchants connect their own payment providers and credentials; Spreedly supplies the API, tokenization, routing, retries, 3-D Secure, fraud-service integrations and reporting. It does not provide the merchant account, acquiring or merchant settlement.
Stripe provides online payment acceptance, connected-account infrastructure for platforms, a separate merchant-of-record product for digital commerce, and card-program infrastructure. Payments, Connect, Managed Payments, and Issuing have different merchant-of-record, acquiring, loss-liability, settlement, and bank responsibilities. Business approval is product-, country-, activity-, and contract-specific.
Tebex Checkout is a merchant-of-record and seller-of-record service for approved video-game digital goods and related services. Tebex Limited buys the creator's digital goods or licences at a trade price and resells them directly to the player, operates the webstore and payment flow, handles transaction tax and buyer disputes, and credits the creator's net trade price to a Tebex Balance. The creator still owns or controls the product rights and must support fulfilment and evidence requests. Tebex is not a conventional acquiring account or MID issued to the creator.
TrueLayer provides Pay by Bank acceptance, pay-ins into a TrueLayer payment account, bank payouts and refunds, account data and account verification in the United Kingdom and supported European markets. Bank on File and variable recurring payments are limited to UK merchants, UK customer bank accounts and GBP. TrueLayer Limited and TrueLayer (Ireland) Limited provide the other regulated services. Product availability depends on the contracting entity, merchant regulatory status, country, bank, payment scheme and release channel; TrueLayer does not provide card acquiring or a card MID.
TrueLayer Pay by BankPayments API for a regulated PISPTrueLayer Payouts and Refunds
Trust Payments combines UK and EEA merchant acquiring with the TRU Connect online gateway, hosted and embedded checkout, mobile SDKs, tokenization, fraud controls, payment links, reporting and in-person terminals. TrustUK Payments Ltd is the documented UK acquiring entity and Trust Payments (Malta) Limited is the documented Malta-regulated acquiring entity. Gateway and POS technology can be contracted separately, so gateway status must not be confused with settlement by the merchant's acquirer.
TrustUK merchant acquiringTrust Payments Malta acquiringTRU Connect online payment gateway
Trustly provides pay-by-bank acceptance, merchant-to-customer bank payouts, recurring bank payments and bank-account data services. Trustly Group AB provides regulated payment services in the EU and EEA, Trustly UK Limited covers its authorized UK payment-institution business, and Trustly, Inc. provides Trustly Pay, Trustly Connect and Trustly Payouts in North America. Trustly does not provide card acquiring, a card MID or a card merchant account.
Trustly Pay · North AmericaTrustly Connect · North AmericaTrustly Payouts · North America
Unlimit provides card acquiring and payment processing, a gateway and checkout stack, local payment methods, tokenized recurring payments and merchant-funded payouts. The operating route is regional rather than one global licence: Unlimit EU Ltd is a Cyprus electronic-money institution, Unlimit UK Ltd is a UK electronic-money institution, Unlimint IN Private Limited is an Indian payment aggregator, and Brazil separates the authorised payment institution and merchant acquirer from the technology and integration company.
Unlimit EU payment services and acquiringUnlimit UK payment services and acquiringUnlimit India domestic and cross-border payment aggregation
Verotel is an Amsterdam-based Internet Payment Service Provider and payment facilitator for high-risk online entertainment. It offers Basic and Premium processing accounts with hosted order pages, recurring billing, consumer support, fraud screening and a Yoursafe Business Account for merchant payouts. Premium includes FlexPay, multi-currency processing and volume-based rates. Yoursafe B.V. provides the Verotel service and is a DNB-authorized electronic money institution. The acquirer, MID owner and merchant-account structure are not identified for either account.
Volt provides Pay by Bank payment initiation, hosted and API-only checkout, bank-account verification, recurring bank-payment capabilities, refunds, payouts and payment-account cash management in supported markets. Volt Technologies Holdings Limited provides regulated UK payment-initiation services, Volt Technologies Limited provides UK electronic-money and payment-account services, Volt Technologies sp. z o.o. provides regulated services in Poland and the EEA, and Volt Connect Pty Ltd supports the Australian route. A Volt Account is a payment account used with Volt payment services, not a card merchant account, acquiring relationship or card MID. Product availability depends on the contracting entity, merchant due diligence, payer bank, payment rail, currency and account configuration.
Volt Instant PaymentsVolt Accounts and Virtual IBANsVolt Payouts and Refunds
Worldline combines regulated card acquiring with online and in-person payment technology. The documented UK route contracts through Worldline Merchant Services UK Limited, an FCA-authorised payment institution that underwrites the merchant, processes transactions, safeguards merchant funds and settles the approved card activity. Its Online Payments Gateway is a separate non-regulated SaaS service that can route to Worldline acquiring or to a third-party acquirer; on the latter route it does not supply that acquirer’s merchant account, underwriting or settlement.
Worldline UK Acquiring ServicesWorldline Online Payments Gateway
Worldpay provides direct card and alternative-payment acquiring, payment processing and gateway services. Corporate Gateway can connect a merchant to a separate acquirer. Worldpay Integrated Payments combines U.S. processing, merchant underwriting and a Worldpay-issued MID with a Member Bank relationship. Access Worldpay also supports card and bank-account payouts as a separate service.
Global AcquiringCorporate GatewayWorldpay Integrated Payments (U.S.)
Xsolla provides game-commerce products for developers and publishers. Pay Station is its payment checkout product; Xsolla Payments is the wider solution that groups Pay Station with supporting game-commerce tools. Pay Station has two materially different commercial configurations: Xsolla can sell approved game content to the player as Merchant of Record and aggregate the developer's payout, or the developer can connect its own payment-system agreements through Partner Gateways and retain the direct money flow, tax, refund, chargeback and payout-cost responsibilities.
Pay Station · Merchant of RecordPay Station · Partner Gateways
