CoinPayments Review: Crypto Checkout & Merchant Wallets

Company overview

About CoinPayments

What the company provides

Crypto payment provider

Account entity, custody, assets, networks and conversion options depend on the business country and account configuration.

CoinPayments provides hosted and API-based cryptocurrency checkout, merchant wallets, webhooks and configurable transfers to merchant-controlled addresses.

The contracting and custody entity depends on the business jurisdiction. Fiat conversion, where available, uses partners and varies by jurisdiction.

Founded 2013coinpayments.netUpdated Jul 30, 2026

Selected product

Crypto payment processing

Business account & verification

Business account
Crypto payment account
Business verification
Business verification required before activation
Company details, business activity, operating regions, source of funds, directors and beneficial owners are reviewed. The account entity performing the review depends on the business country.

Primary legal entity

CoinPayments Inc.

Jurisdiction: Cayman Islands
Company type: Exempted company

Legal entities by jurisdiction

4 legal entities across 4 jurisdictions

Cayman Islands1 entity
Lithuania1 entity
Panama1 entity
United States1 entity

The legal entity supplying a product can differ by product and country.

Product portfolio

CoinPayments products

Review checkout options, API access, webhooks, wallet custody and where received crypto is sent.

Role in this product

Crypto payment provider

Hosted invoices, payment buttons, white-label checkout and API-based cryptocurrency collection.

Payments can remain in a CoinPayments wallet or transfer to a merchant-controlled address. Fiat conversion, where available, uses partners and varies by jurisdiction.

Checkout methods: Hosted invoicesWhite-label checkoutBuy Now buttonInvoice links
API, webhooks & wallet: REST APIWallet address APIPayment-status webhooksMerchant walletMerchant-controlled wallet addressScheduled wallet transfers

Selected product

Crypto payment processing

Checkout methods: Hosted invoicesWhite-label checkoutBuy Now buttonInvoice links
API, webhooks & wallet: REST APIWallet address APIPayment-status webhooksMerchant walletMerchant-controlled wallet addressScheduled wallet transfers

Checkout, API, wallet & receipt routing

How customers pay, how integrations receive status updates, and where the merchant's crypto is sent.

01 · Role in this product: Crypto payment provider
02 · Business account: Crypto payment account
03 · Business verification: Business verification required before activation
04 · Crypto receipt routing: CoinPayments Wallet · Merchant-controlled address

Crypto payments

Crypto payment processing: checkout, wallet & settlement

Review crypto checkout, payment status, merchant-wallet access, conversion and the party that transfers merchant funds.

Selected product: Crypto checkout & wallet API

Included in Crypto payment processing

Features included with this product.

Solutions: Hosted invoicesWhite-label checkoutBuy Now buttonInvoice links
Capabilities: REST APIWallet address APIPayment-status webhooksMerchant walletMerchant-controlled wallet addressScheduled wallet transfers

Crypto account, processing & transfers

Who provides crypto checkout, processes payments, operates the merchant wallet and transfers merchant funds for Crypto payment processing.

Included

Checkout and integration options

Compare hosted checkout, embedded UI, Web SDK and REST API with country and currency coverage.

Choose a checkout integration

The integration option determines who controls the checkout UI and the implementation effort.

Products: Hosted invoice · Hosted checkout
White label checkout · API-controlled checkout
Buy Now button · Embedded payment button

Developer tools

SDKs, plugins and API integration

Commerce plugins: WooCommerce
Whmcs

Checkout controls

Features: Hosted invoice
White label checkout
Buy now button
Payment link
QR code
Fixed rate invoicing
Currency selection

Questions to confirm

Which currencies are supported for Crypto checkout & wallet API?

Currencies are not specified for Crypto checkout & wallet API.

Which languages are supported for Crypto checkout & wallet API?

Languages are not specified for Crypto checkout & wallet API.

Which mobile SDKs are available for Crypto checkout & wallet API?

Mobile SDKs are not specified for Crypto checkout & wallet API.

Business account · Crypto payment processing

Can this business open a crypto payment account?

Business verification required before activation

Business eligibility

Business-country eligibility for this crypto payment account is not specified

Company offices do not establish eligibility for a crypto payment account.

Business verification

Business verification required before activation

Company details, business activity, operating regions, source of funds, directors and beneficial owners are reviewed. The account entity performing the review depends on the business country.

Account review: Business verification
Product: Crypto payment processing

Owner & operating location: Criterion: legal entity registration · Location means legal entity registration
Regulated-business license: Required for regulated businesses

01Business eligibility & restrictions

Which businesses and countries are eligible?

Account availability depends on the business country, activity, operating regions, source of funds and compliance review.

Restricted activity

Business restrictions

Business activity · country · regulation · risk

Prohibited

Unlawful adult services, Unlawful gambling except where authorized in both jurisdictions, Tobacco, e-cigarettes and e-liquid, Online prescription pharmaceuticals, Age-restricted goods or services, Weapons ammunition and explosives, High-risk investment schemes, and Other elevated financial or legal risk

02Business verification

What is needed before the account can be activated?

Company registration, tax and ownership details, business activity, operating regions, source of funds and any required business license.

Business verification

Create account → submit business details → complete verification → integrate API

The account entity and available API instance depend on the business registration country.

Business-verification documents

Documents to prepare

01Certificate of incorporation
02Articles or memorandum
03Trade registry extract
04Shareholder list
05Director list
06Business license where applicable
07Company details
08Tax details
09Country of incorporation
10Website
11Business activities
12Operating regions
13Source of funds
14Authorized persons
15Directors
16Beneficial owners

Business verification & account activation

01
Account registration
02
Business verification
03
Integration setup
04
Activation

Verification checks

Business-verification requirements

Business-verification and account-activation requirements.

Website requirements

Required website pages, disclosures and policies are not specified

Business-verification requirements

Company, ownership, sanctions, license and source-of-funds checks are not specified

Account setup tasks

The onboarding tasks performed by the provider are not specified

Before applying

Application requirements to confirm

Account entity, accepted business activities, review timing and activation conditions are not fully specified.

Approval & restrictions

Who reviews the business and which products, jurisdictions or MCCs are excluded.

01
Which account entity performs business verification and activates the crypto payment account for my company?
The account entity depends on the business country and is not specified.

Vertical acceptance

Which high-risk verticals this provider answers for

Every row is a statement the provider publishes about a business type. Hover or focus a decision to read the original wording. A vertical with no row here is one the provider does not address.

Applies only to

Crypto payment processing

Vertical acceptance for Crypto payment processing
Vertical	Provider’s position
Firearms and ammunition	Prohibited
iGaming	Conditions apply
Online pharmacy	Prohibited
Tobacco and vape	Prohibited

Crypto assets & countries · Crypto payment processing

Which countries, crypto assets and blockchain networks are available for this account?

Account entity, supported assets and networks, fiat currencies and customer-country availability depend on the account configuration.

Selected product

Crypto payment processing

Account-specific crypto payment coverage

Selected product

Business opening the account

Business-country eligibility for this crypto payment account is not specified

Business country, account entity and customer-country availability are separate requirements.

Payment category

Crypto

Availability depends on

Merchant jurisdiction
Account entity
Asset
Network
Compliance verification
Business risk

CoinPayments provides crypto checkout and payment processing. The account entity, available assets and networks, custody arrangement and fiat-conversion options depend on the business country and account configuration.

02Countries & availability

Which business countries, account entities and customer countries are supported?

Business country, account entity, assets, networks, fiat conversion and customer-country availability can differ.

Country coverage

Merchant, acquiring, customer and product countries

01
Business country
Where can the business opening the crypto payment account be registered?
Business-country eligibility for this crypto payment account is not specified
This is where the business is registered; it does not determine acquiring-country or customer-country availability.
Business verification
02
Account entity & availability
Which account entity and business countries are available?
Account-specific
The account entity and available business countries, assets and networks depend on the account configuration.
Across all products
03
Customer location
Where can customers pay from?
Customer countries are not specified
Customer countries by payment method and currency are not specified for this product.
Across all products

Countries, assets & networks

Account countries, assets and networks to confirm

Which assets, tokens, blockchain networks and fiat currencies are available for my account entity and business country?
The exact asset, token, network and fiat-currency lists are account-specific.
Which customer countries are available for each payment method in the agreement?
Customer countries are not specified for each payment method.
Which business and customer countries, assets and blockchain networks are available for this account?
Country, asset and network availability is account-specific.
Which country launches are planned, and on what timeline?
Planned country launches and dates are not specified.
Which account entity serves my business country, and which custody and conversion services does it provide?
The account entity, custody provider and conversion provider depend on the business jurisdiction.
Which fiat display and conversion currencies are available for this account?
Fiat display and conversion currencies are account-specific.

Pricing & crypto receipts · Crypto payment processing

What does this product charge, and where can crypto receipts be sent?

Crypto processing rates, network and conversion fees, receipt destinations and transfer timing

Pricing

Public rates are available for all pricing plans

Published rates can differ by asset type; network and conversion fees are separate.

Pricing method

Public baseline plus negotiated terms

01Commercial terms

What makes up the quoted price?

Review the pricing plan, pricing model, fees and contract duration.

01 · Pricing plan
- Crypto payment processing
02 · Pricing model
- Percentage only
- Custom

Fee structure

Fees that may appear in the agreement for this product

01
Possible fees
May apply
- Network fees
- Conversion partner fees
- High-risk industry fee adjustment
- Dormant account fee
Amounts and applicability vary by merchant agreement.
02
Processing rates
- Native-coin payments · Percentage · 0.5%
- Token payments · Percentage · 1%

Other account charges

Not specified

Other recurring or one-time account charges are not specified.

02Account-balance holds

Can the provider restrict or hold the account balance?

Balance-hold and release conditions are not specified.

Account balance

Hold and release conditions are not specified

Account-balance holds

Balance-hold and release terms are not specified for Crypto payment processing

Conditions for restricting, holding or releasing an account balance are not specified.

03Crypto receipts & transfers

When is a crypto payment confirmed, and where can receipts be sent?

Confirmation thresholds, receipt destination, automatic transfer schedule and network fees determine when funds are usable.

Payment confirmation & transfer

Confirmed receipts and destination routing

A confirmed payment can remain in the provider account or transfer to a configured external address.

01 · Crypto receipts & transfers

Crypto receipts & transfers

When confirmed crypto payments become available and where they can be transferred.

Receipt destinations: CoinPayments wallet
Merchant-controlled address
The destination is selected in the account configuration.
Automatic transfer schedules: Hourly
Nightly
Weekly
Available schedules can depend on the asset, network and destination.
Receipt and transfer terms Not specified: Crypto receipt and transfer terms are not fully specified for Crypto payment processing
Confirmation thresholds, transfer timing, minimums, network fees and destination restrictions are not fully specified for this product.

02 · Separate crypto payouts

Separate crypto payouts

Separate outbound crypto payouts are shown only when they are part of this product.

Outbound crypto payouts: Not included in this payment-receipt product
Use the provider's separate payout product when outbound transfers are required.

Pricing & settlement terms

Terms to confirm in the agreement

Price

Which account charges apply in addition to the published crypto processing rates, and when are they charged?
Other recurring or one-time account charges are not listed.
What are the initial term, renewal term, cancellation notice period and early-termination charge for this product?
The initial term, renewal and cancellation terms are not specified for this product.
For Crypto payment processing, how many confirmations complete a payment, and what transfer minimums, network fees and asset or network restrictions apply?
Crypto receipts & transfers terms are incomplete for this product.

Account holds

Can Crypto payment processing restrict or hold an account balance, and what conditions release it?
Balance-hold and release conditions are not specified for this product.

Crypto payment flow · Crypto payment processing

How do crypto checkout, confirmations, transfers and reporting work?

Crypto checkout, invoices, wallet routing, payment status and reporting for this product

Crypto payment flow

Invoice → payment → confirmations → transfer & reporting

The account setup determines supported assets, confirmation rules, receipt destination and automatic transfers.

Selected product

Crypto payment processing

Checkout, crypto payment processing, receipt routing and transaction reporting for this product.

Checkout routes
3 integration options
Crypto payment API, wallet routing and transaction status
Hosted checkout · White label checkout
Payment processing and funds handling
CoinPayments provides crypto payment processing · Processes transactions
Reporting & reconciliation
Available reports, update times and reconciliation procedures are not specified
Not specified

01

Checkout routes

Choose the crypto checkout or API integration

The actual integration surfaces, UI ownership and deployment choices.

Checkout routes

01
Hosted invoice
Hosted checkout
- Payment link
- Crypto currency selection
- Payment address
- QR code
- Payment timeout
- Webhooks
02
White-label checkout
API-controlled checkout
- Merchant-controlled UI
- Payment address
- Invoice status
- Webhooks
03
Buy Now button
Embedded payment button
- Single use button
- Reusable button

Checkout controls

Hosted invoice
White label checkout
Buy now button
Payment link
QR code
Fixed rate invoicing
Currency selection

Commerce plugins

WooCommerce
Whmcs

02

Crypto payment API, wallet routing and transaction status

API entry points, invoices, wallet addresses, payment status and webhooks.

Selected setup

Crypto API entry point

How requests enter this product and which integration boundary applies.

Integration options

Dashboard
REST API
Buy now button
Woocommerce plugin
Whmcs plugin

Crypto payment API, wallet routing and transaction status

Wallet routing, webhooks and transaction controls

Crypto API

01

Transaction and security features

Hosted checkout
White label checkout
Invoice links
Buy now buttons
Wallet address API
Transaction status
Webhooks

02

Test environment

Sandbox available

03

Webhooks

Invoice created, Invoice pending, Invoice paid, Invoice completed, Invoice cancelled, and Invoice timed out · +2 more

04

Merchant control panel

Yes

03

Payment processing and funds handling

Who processes crypto payments and controls receipts and transfers?

Which entity provides the account, creates payment requests, controls wallets, performs any fiat conversion and transfers receipts.

Payment processing and funds handling

CoinPayments provides crypto payment processing
Processes transactions

04

Reporting & reconciliation

Which payment, confirmation and transfer records are available?

What operations teams can reconcile, how quickly data arrives and where exceptions are handled.

Additional operational terms

Additional reporting and operations terms for this product.

Reporting & reconciliation

Not specified

Available reports, update times and reconciliation procedures are not specified

Before integration

Integration details not specified

01
Which invoice, payment, confirmation, fee and transfer reports are available, how quickly do they update, and which IDs join them?
Reporting and reconciliation terms are not specified for this product.

Crypto payments, wallets & support

Crypto payment processing: risk, licenses & support

Payment confirmation, wallet custody, receipt transfers, account restrictions, contracting entity and support.

01 / Crypto payment risk & account controls

How are crypto payments confirmed, held and transferred?

Payment status, wallet custody, receipt routing, refunds, transfer restrictions and account holds for the selected product.

Crypto receipts & wallet custody

CoinPayments processes crypto payments

CoinPayments processes crypto payments for this product. Wallet custody: Custodial wallet supplied by the entity or partner assigned to the account. Crypto receipt destinations: CoinPayments wallet · Merchant-controlled address. Automatic transfer schedules: Hourly · Nightly · Weekly.

Role in this product: Crypto payment provider
Where crypto receipts go: CoinPayments Wallet · Merchant-controlled addressAutomatic transfers to an external address can run hourly, nightly, weekly. Asset, network and confirmation requirements still depend on the account.

Account holds & transfer restrictions

Balance-hold and transfer-release terms are not specified

Conditions for restricting an account, wallet balance or outgoing transfer are not specified. The agreement must also explain how held funds are released.

Not specified

Payment confirmation, wallet custody & transfers

How crypto receipts move from checkout to the merchant

Payment status updates, wallet custody and receipt routing, and automatic transfers and conversion are available. Confirmation thresholds, wrong-asset or wrong-network handling, underpayments, overpayments, refunds and account-hold terms are not specified unless listed below.

01
Payment status
Invoice & payment updates
02
Receipt
Wallet custody & receipt routing
03
Transfer
Automatic transfers & conversion

PAYMENT STATUS

Invoice & payment updates

Which invoice and payment status events are sent to the merchant?

Payment status webhooks: Invoice createdInvoice pendingInvoice paidInvoice completedInvoice cancelledInvoice timed outPayment createdPayment timed out

RECEIPT

Wallet custody & receipt routing

Where can crypto receipts be held or transferred after payment?

Wallet custody: Custodial wallet supplied by the entity or partner assigned to the account.
Receipt destinations: CoinPayments walletMerchant controlled address

TRANSFER

Automatic transfers & conversion

Which automatic transfer schedules and receipt-conversion options are available?

Automatic transfer schedules: HourlyNightlyWeekly
Stablecoin conversion on receipt: Yes

Before signingConfirmation, payment exception, refund, wallet and account-hold terms5 items to confirmReview contract terms

02 / Legal entity, license & registration

Which legal entity contracts with the business, holds any custodial balance and provides the selected services?

The contracting entity, wallet custodian or balance holder, and any registration or authorization for custody, conversion or payment services can differ by account and jurisdiction.

For this product

Contracting entity, wallet custodian and registration

Crypto payment processing. The contracting entity, the entity holding any custodial wallet balance, and the applicable license or registration are not specified for Crypto payment processing.

A company registration does not by itself identify the entity holding the account balance or the authorization covering custody, conversion or payment services.

01 · Contracting entity
Not specified for this product
02 · Wallet custodian or balance holder
Not specified for this product
03 · License or registration
Not specified for this product

Company legal entities, licenses & registrations

Company registrations and payment-services licenses do not identify the contracting entity for every product.

0 entities · license or registration not specified

Before signingContracting entity, wallet custody, registration and privacy terms3 items to confirmReview contract terms

03 / Support

How can merchants reach support?

Company support hours and contact channels are available. It is not specified which ones cover Crypto payment processing and invoice, payment-confirmation, wallet-balance, transfer, conversion, API or webhook issues. First-response and resolution targets are also not specified.

Support contacts

Company support hours and contacts

The contacts that cover this product and invoice, payment-confirmation, wallet-balance, transfer, conversion, API or webhook issues are not specified.

Merchant

24/7

Merchant support

docs.coinpayments.net/contact

Other company contacts

Support hours are not specified for these contacts.

Sales

docs.coinpayments.net/contact

General

docs.coinpayments.net/contact/onboarding

Developer

docs.coinpayments.net/api

Before signingSupport contacts, hours and response times2 items to confirmReview contract terms

Crypto payment processing / Before signing

What should the crypto payment account agreement include?

Confirm the legal entity, supported assets and networks, fees, confirmation rules, wallet and receipt destinations, transfer timing, refunds, account holds and termination.

Before signing

Crypto payment processing: terms to confirm

Confirm fees, payment confirmation rules, wallet and receipt destinations, transfer schedules, refund handling, account holds and termination.

Fees, confirmations & transfers

Processing, network and conversion fees; confirmation thresholds; transfer schedules and minimums

Wallet, account holds & refunds

Custody and receipt destinations; account or transfer holds; refunds, suspension and closure

Contract checklist

Terms to review by topic

Jump to the underlying product details

01Wallet, account holds & refundsCustody, receipt destinations, account or transfer holds, refunds and suspension.
02Account entity & registrationContracting entity, account or custody provider, and applicable license or registration.
03SupportContacts, hours and response times for invoice, wallet and transfer issues.

Crypto payment account

Crypto payment account terms

Review processing, network and conversion fees, confirmation rules, wallet and receipt destinations, transfer timing, refunds, account holds and termination.

Wallet, account holds & refundsCustody, receipt destinations, account or transfer holds, refunds and suspension.

When can an account balance or outgoing transfer be held, and what releases the hold?
Account-hold triggers, the entity controlling the hold and release conditions are not specified.
How are underpayments, overpayments, expired invoices, wrong-asset or wrong-network deposits and crypto refunds handled?
The payment-exception and refund rules are not specified for this product.
How many blockchain confirmations are required before a payment is marked paid or completed?
Payment-status webhooks do not establish the confirmation threshold for each asset and network.
When can the account, crypto payment processing, wallet balance or outgoing transfers be restricted or terminated?
Suspension events, notice periods, cure rights and release conditions for any affected balance are not specified.
Which legal entity holds any custodial wallet balance, and which entity executes transfers to merchant-controlled addresses?
The product describes wallet custody and receipt routing, but does not identify the responsible legal entity for this account.

Account entity & registrationContracting entity, account or custody provider, and applicable license or registration.

Which legal entity signs the agreement, provides the crypto payment account and any custody service, and which license or registration applies?
The contracting entity, account or custody provider and applicable license or registration are not specified.
Which privacy framework, controller roles and data-transfer terms apply to this product?
The privacy framework, controller roles and data-transfer terms are not specified for this product.
Who receives security incidents, and what notification window applies?
The security incident contact and notification deadline are not specified.

SupportContacts, hours and response times for invoice, wallet and transfer issues.

What first-response, update and resolution targets apply by incident severity?
First-response and resolution targets are not specified.
Which support hours and contact channels cover invoice, confirmation, wallet and transfer issues?
The support contacts for crypto payment and transfer issues are not specified for this product.

Product summary

What this product already includes

What this product includes, which account restrictions apply and which crypto payment terms are not specified.

Included capabilities

Capabilities included with Crypto payment processing.

Hosted invoices, payment buttons, white-label checkout and API-based cryptocurrency collection. Payments can remain in a CoinPayments wallet or transfer to a merchant-controlled address. Fiat conversion, where available, uses partners and varies by jurisdiction.

CoinPayments Inc.

4 legal entities across 4 jurisdictions

Crypto payment processing

Business-country eligibility for this crypto payment account is not specified

Documents to prepare

Business verification & account activation

Business country

Account entity & availability

Customer location

Possible fees

Processing rates

Crypto API entry point

Integration options

Wallet routing, webhooks and transaction controls

Transaction and security features

Test environment

Webhooks

Merchant control panel

Reporting & reconciliation

CoinPayments processes crypto payments

Balance-hold and transfer-release terms are not specified

Company support hours and contacts

Terms to review by topic

Included capabilities