Payment processing
High-Risk Payment Processing
High-risk payment processing is not a single product. It can combine a merchant account, acquiring bank, processor, gateway, fraud tools, and settlement service under one contract or several. The first comparison should identify which company performs each function for the exact product and country being offered.
Last reviewed
42 company profiles
Reviewed high-risk payment-processing products
These products take customer payments for at least one reviewed industry. The list covers processing, acquiring, Merchant of Record, PayFac, platform and selected bank, wallet or crypto payment services; standalone gateway, routing, issuing, payout and account-infrastructure products are left out. Confirm the exact product and industry combination, because listing does not guarantee approval for every high-risk activity or country.
Publishes a position on
Adyen
Adyen combines a payment gateway, risk tooling, processing, acquiring and merchant settlement for online and in-person payments. Adyen for Platforms adds user onboarding, split payments, balances and payouts, while Adyen Issuing supports physical and virtual card programs. Product access depends on the customer model, country, regulated activity, underwriting and contract.
Matched processing products
Adyen Payments
- Adyen Payments
Why this option is listed
The recorded role for Adyen Payments is Acquirer, and the route processes transactions. The company profile names Digital content and Hospitality.
Check approval
Merchant underwriter not specified
- Role in this product
- Acquirer
- Account / MID
- Included: Adyen
- Approval
- Merchant underwriter not specified
- Funds / settlement
- Custom acquirer to merchant settlement
- Adyen Payments
Adyen for Platforms
- Adyen for Platforms
Why this option is listed
The recorded role for Adyen for Platforms is Platform payments, and the route processes transactions. The company profile names Digital content and Hospitality.
Role, account, approval and funds
- Role in this product
- Platform payments
- Account / MID
- Legal entity · Account holder · Balance account
- Approval
- Adyen for Platforms includes platform onboarding and seller verification
- Funds / settlement
- Custom platform to seller settlement
- Adyen for Platforms
Product categories
Merchant accounts & acquiring · Gateways
Airwallex
Airwallex provides online payment acceptance and acquiring, a multi-currency Wallet and Global Accounts with foreign exchange, cross-border payouts, Visa card issuing, and connected-account infrastructure for platforms. Each product requires its own approval and may use a different Airwallex contracting entity, regulated permission, partner rail, funds flow and pricing schedule.
Matched processing products
Airwallex Online Payments
- Airwallex Online Payments
Why this option is listed
The recorded role for Airwallex Online Payments is Payment service provider, and the route processes transactions. The company profile names Digital content and Hospitality and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Payment service provider
- Account / MID
- Separate account from Airwallex contracting entity or approved acquiring partner, depending on the country, payment method and agreement
- Approval
- Airwallex performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- Airwallex Online Payments
Airwallex Connected Accounts and Embedded Finance
- Airwallex Connected Accounts and Embedded Finance
Why this option is listed
The recorded role for Airwallex Connected Accounts and Embedded Finance is Platform payments, and the route processes transactions. The company profile names Digital content and Hospitality and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Platform payments
- Account / MID
- Ledger account · Withdrawal account · Full account
- Approval
- Airwallex Connected Accounts and Embedded Finance includes platform onboarding and seller verification
- Funds / settlement
- Airwallex handles merchant funds at one or more stages
- Airwallex Connected Accounts and Embedded Finance
Product categories
Merchant accounts & acquiring · Gateways
BlueSnap
BlueSnap, Powered by Payroc, provides payment-facilitator processing through partner acquirers, a bank-agnostic gateway and Payment API, embedded payments for software platforms, and a transaction-specific merchant-of-record route under its current merchant agreement. BlueSnap is not a universal direct acquirer; the contracting BlueSnap entity, acquirer or sponsor bank, merchant account, underwriting, reserve, funds flow and settlement route depend on the merchant location, product and agreement.
Matched processing products
Global payment processing through BlueSnap PayFac routes
- BlueSnap PayFac with partner-acquirer processing
Why this option is listed
The recorded role for BlueSnap PayFac with partner-acquirer processing is Payment facilitator and merchant services provider, and the route processes transactions. The company profile names Travel.
Role, account, approval and funds
- Role in this product
- Payment facilitator and merchant services provider
- Account / MID
- Included: BlueSnap
- Approval
- BlueSnap performs submerchant underwriting
- Funds / settlement
- BlueSnap merchant payout after acquirer funding or Acquirer-direct merchant settlement when required
- BlueSnap PayFac with partner-acquirer processing
BlueSnap Embedded Payments
- Embedded Payments for software platforms
Why this option is listed
The recorded role for Embedded Payments for software platforms is Embedded payment processing merchant verification and payout provider, and the route processes transactions. The company profile names Travel.
Role, account, approval and funds
- Role in this product
- Embedded payment processing merchant verification and payout provider
- Account / MID
- The approved software platform embeds the workflow; each platform merchant applies for processing and payout access
- Approval
- BlueSnap approves the software platform and separately verifies each merchant for processing and payouts
- Funds / settlement
- The acquirer or sponsor bank for the applicable merchant and transaction supplies acquiring access; BlueSnap processes each approved merchant's payments, applies configured splits and manages merchant payouts
- Embedded Payments for software platforms
Contract-dependent merchant-of-record route
- Transaction-specific BlueSnap merchant-of-record route
Why this option is listed
The recorded role for Transaction-specific BlueSnap merchant-of-record route is Transaction-specific Merchant of Record and reseller, and the route processes transactions. The company profile names Travel.
Role, account, approval and funds
- Role in this product
- Transaction-specific Merchant of Record and reseller
- Account / MID
- BlueSnap is Merchant of Record only for transactions covered by the applicable agreement
- Approval
- BlueSnap reviews the seller, products and each route proposed for contract-dependent Merchant of Record treatment
- Funds / settlement
- BlueSnap receives the covered customer payment and pays the seller only where the Merchant of Record route applies
- Transaction-specific BlueSnap merchant-of-record route
Product categories
Merchant accounts & acquiring · Gateways
Boku
Boku provides a mobile-first local-payment network covering wallets, account-to-account schemes, buy-now-pay-later and direct carrier billing through one API and consolidated settlement. The relevant Boku operating entity processes or collects under the merchant agreement, while mobile carriers, wallets, banks, payment schemes and other acquirers remain separate participants. Named Boku entities provide regulated acquiring in specified markets, but the wider network does not give every merchant a card merchant account, MID or direct-acquiring relationship.
Matched processing products
Boku Online Payments
2 contract options- Boku local-payment network
Why this option is listed
The recorded role for Boku local-payment network is Payment method, and the route processes transactions. The company profile names Digital content and Streaming media and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Payment method
- Account / MID
- Boku local-payment network merchant activation
- Approval
- The Boku group operating entity assigned in the merchant agreement reviews eligibility for Boku local-payment network
- Funds / settlement
- Custom provider to merchant settlement
- Boku regulated payment acquiring
Why this option is listed
The recorded role for Boku regulated payment acquiring is Acquirer, and the route processes transactions. The company profile names Digital content and Streaming media and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Merchant contracts with the authorized Boku entity contracted for the approved market and payment method for the approved acquiring service
- Approval
- Boku Network Services IE Limited and Boku Account Services UK Limited and Boku Network Services MY Sdn. Bhd. performs merchant KYC, AML and risk review; The authorized Boku entity contracted for the approved market and payment method makes the regulated acquiring decision
- Funds / settlement
- The authorized Boku entity contracted for the approved market and payment method acquires approved transactions; The authorized Boku entity contracted for the approved market and payment method handles safeguarded funds and Boku Network Services IE Limited and Boku Account Services UK Limited and Boku Network Services MY Sdn. Bhd. settles the merchant
- Boku local-payment network
Boku Direct Carrier Billing
- Boku Direct Carrier Billing
Why this option is listed
The recorded role for Boku Direct Carrier Billing is Payment method, and the route processes transactions. The company profile names Digital content and Streaming media and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Payment method
- Account / MID
- Boku Direct Carrier Billing merchant activation
- Approval
- The Boku operating entity assigned for the carrier-billing market reviews eligibility for Boku Direct Carrier Billing
- Funds / settlement
- Custom provider to merchant settlement
- Boku Direct Carrier Billing
Product categories
Merchant accounts & acquiring · Gateways
BVNK
BVNK provides managed stablecoin payment acceptance and payouts, fiat Virtual Accounts, Embedded Wallets and the self-managed Layer1 payment-orchestration product. The applicable BVNK entity, licence, supported assets, payment rails, custody model and settlement route depend on the product, jurisdiction and agreement.
Matched processing products
Receive stablecoin payments
- Receive stablecoin payments
Why this option is listed
The recorded role for Receive stablecoin payments is Crypto payment provider, and the route processes transactions. The company profile names Crypto and Financial services and 3 other named industries.
Role, account, approval and funds
- Role in this product
- Crypto payment provider
- Account / MID
- Crypto payment account
- Approval
- Business verification required before activation
- Funds / settlement
- Fiat wallet · Same stablecoin wallet · Different supported crypto wallet
- Receive stablecoin payments
Product categories
Payment orchestration · Crypto payments
CCBill
CCBill offers payment-facilitator and dedicated merchant-account products with hosted checkout, recurring billing, fraud management and affiliate services for ecommerce, subscription and approved high-risk businesses. The contracting, underwriting, processing and merchant settlement entities depend on the selected product and agreement.
Matched processing products
PSP/IPSP
- PSP/IPSP
Why this option is listed
The recorded role for PSP/IPSP is Payment facilitator, and the route processes transactions. The company profile names Adult and CBD and 4 other named industries.
Role, account, approval and funds
- Role in this product
- Payment facilitator
- Account / MID
- Submerchant account under a master merchant account
- Approval
- CCBill performs submerchant underwriting
- Funds / settlement
- Weekly provider to merchant settlement
- PSP/IPSP
ISO Merchant Account
- ISO Merchant Account
Why this option is listed
The recorded role for ISO Merchant Account is ISO / MSP, and the route processes transactions. The company profile names Adult and CBD and 4 other named industries.
Check funds / settlement
Funds holder and settlement provider not specified
- Role in this product
- ISO / MSP
- Account / MID
- Dedicated merchant account
- Approval
- Merchant underwriter not specified
- Funds / settlement
- Funds holder and settlement provider not specified
- ISO Merchant Account
Advanced Solutions
- Advanced Solutions
Why this option is listed
The recorded role for Advanced Solutions is Payment processor, and the route processes transactions. The company profile names Adult and CBD and 4 other named industries.
Check funds / settlement
Merchant payout terms not specified
- Role in this product
- Payment processor
- Account / MID
- Merchant-account arrangement not specified
- Approval
- Approval process not specified
- Funds / settlement
- Merchant payout terms not specified
- Advanced Solutions
Product categories
Merchant accounts & acquiring · Gateways
Checkout.com
Checkout.com provides merchant acquiring and online payment processing, a separate payment-gateway route for merchants that keep another acquirer, platform payments for marketplaces and payment facilitators, card and bank payouts, and card issuing. The contracting entity, sponsor bank, merchant approval, settlement route and permitted business activity depend on the country, product and agreement.
Matched processing products
Checkout.com Online Payments
- Checkout.com Online Payments
Why this option is listed
The recorded role for Checkout.com Online Payments is Payment service provider, and the route processes transactions. The company profile names Crypto and Financial services and 2 other named industries.
Role, account, approval and funds
- Role in this product
- Payment service provider
- Account / MID
- Included: Checkout.com contracting entity or sponsor bank, depending on the country and agreement
- Approval
- Merchant approval is shared by Checkout.com, the applicable sponsor bank and payment method, as required
- Funds / settlement
- Custom acquirer to merchant settlement
- Checkout.com Online Payments
Checkout.com Integrated Platforms
- Checkout.com Integrated Platforms
Why this option is listed
The recorded role for Checkout.com Integrated Platforms is Platform payments, and the route processes transactions. The company profile names Crypto and Financial services and 2 other named industries.
Role, account, approval and funds
- Role in this product
- Platform payments
- Account / MID
- Lite sub entity · Full sub entity
- Approval
- Checkout.com Integrated Platforms includes platform onboarding and seller verification
- Funds / settlement
- Custom platform to seller settlement
- Checkout.com Integrated Platforms
Product categories
Merchant accounts & acquiring · Gateways
Coda
Coda provides digital-commerce payment products whose legal and funds roles depend on the contract. Codapay connects a publisher to local and global payment channels through one API and supports arrangements in which either the publisher or an applicable Coda entity is Merchant of Record. Codashop and Coda-operated web stores can use a Coda reseller sale in which the named Coda entity sells the digital product to the buyer. Coda Payments Pte. Ltd. separately holds a Singapore Major Payment Institution licence that includes merchant acquisition, but that permission does not make it the acquirer for every Coda product, market or transaction.
Matched processing products
Codapay
- Codapay payment processing, orchestration and collection
Why this option is listed
The recorded role for Codapay payment processing, orchestration and collection is Payment processing and orchestration provider, and the route processes transactions. The company profile names Digital content and Video gaming.
Role, account, approval and funds
- Role in this product
- Payment processing and orchestration provider
- Account / MID
- The Coda operating entity assigned to the publisher and market processes and collects buyer payments; The publisher or applicable Coda entity, according to the publisher agreement, product, market and transaction acts as Merchant of Record when the agreement assigns that role
- Approval
- The Coda operating entity assigned to the publisher and market reviews the publisher, content, integration and route; the selected payment channel, bank, card aggregator, wallet or mobile operator authorizes its payment instrument
- Funds / settlement
- The selected payment channel, bank, card aggregator, wallet or mobile operator authorizes the payment; the Coda operating entity assigned to the publisher and market processes and collects on behalf of the approved publisher; the Coda operating entity assigned to the publisher and market remits the publisher proceeds
- Codapay payment processing, orchestration and collection
Codashop and Coda-operated web stores
- Coda digital-product reseller and Merchant of Record
Why this option is listed
The recorded role for Coda digital-product reseller and Merchant of Record is Merchant of Record, and the route processes transactions. The company profile names Digital content and Video gaming.
Check funds / settlement
Seller payout by Coda; schedule not specified
- Role in this product
- Merchant of Record
- Account / MID
- Coda acts as Merchant of Record
- Approval
- Seller and product approval terms not specified
- Funds / settlement
- Seller payout by Coda; schedule not specified
- Coda digital-product reseller and Merchant of Record
Product categories
Merchant accounts & acquiring · Merchant of Record
CoinPayments
CoinPayments provides hosted and API-based cryptocurrency checkout, merchant wallets, webhooks and configurable transfers to merchant-controlled addresses. The contracting and custody entity depends on the business jurisdiction. Fiat conversion, where available, uses partners and varies by jurisdiction.
Matched processing products
Crypto payment processing
- Crypto payment processing
Why this option is listed
The recorded role for Crypto payment processing is Crypto payment provider, and the route processes transactions. The company profile names Crypto and iGaming and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Crypto payment provider
- Account / MID
- Crypto payment account
- Approval
- Business verification required before activation
- Funds / settlement
- CoinPayments Wallet · Merchant-controlled address
- Crypto payment processing
Product categories
Gateways · Crypto payments
Digital Virgo
Digital Virgo connects merchants, digital-content publishers and telecom operators through the DV PASS carrier-billing platform. DV PASS manages merchant connections, subscriptions, transaction status, fraud controls and customer-care workflows, while the mobile operator controls subscriber eligibility, posts the charge to the prepaid balance or monthly bill and collects from the subscriber. UAB DV Payment, Digital Virgo's active Lithuanian electronic-money institution, separately contracts for regulated acquiring, holds transaction funds in segregated accounts and settles approved merchants. Its licence and funds role do not apply automatically to every DV PASS deployment or Digital Virgo group company.
Matched processing products
UAB DV Payment regulated acquiring
- UAB DV Payment regulated acquiring
Why this option is listed
The recorded role for UAB DV Payment regulated acquiring is Acquirer, and the route processes transactions. The company profile names Digital content and Streaming media and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Merchant contracts with UAB DV Payment for the approved acquiring service
- Approval
- UAB DV Payment performs merchant KYC, AML and risk review; UAB DV Payment makes the regulated acquiring decision
- Funds / settlement
- UAB DV Payment acquires approved transactions; UAB DV Payment handles safeguarded funds and UAB DV Payment settles the merchant
- UAB DV Payment regulated acquiring
Product categories
Merchant accounts & acquiring · Gateways
dLocal
dLocal processes Payins, sends Payouts, supports marketplace and platform accounts, provides fraud-management tools, and collects cross-border invoices in emerging markets. Product availability, payment methods, contracting entity, currencies and local processing partners depend on the selected countries and commercial agreement.
Matched processing products
Payins
- Payins
Why this option is listed
The recorded role for Payins is Payment service provider, and the route processes transactions. The company profile names Video gaming and Digital content and 4 other named industries.
Role, account, approval and funds
- Role in this product
- Payment service provider
- Account / MID
- Business activation required
- Approval
- dLocal activates the business for this payment service
- Funds / settlement
- Cross-border Payins settlement or Local-to-local Payins settlement
- Payins
dLocal for Platforms
- dLocal for Platforms
Why this option is listed
The recorded role for dLocal for Platforms is Platform payments, and the route processes transactions. The company profile names Video gaming and Digital content and 4 other named industries.
Role, account, approval and funds
- Role in this product
- Platform payments
- Account / MID
- User account · Liable account
- Approval
- dLocal for Platforms includes platform onboarding and seller verification
- Funds / settlement
- dLocal handles merchant funds at one or more stages
- dLocal for Platforms
Invoice Collection
- Invoice Collection
Why this option is listed
The recorded role for Invoice Collection is Invoice payment collection, and the route processes transactions. The company profile names Video gaming and Digital content and 4 other named industries.
Role, account, approval and funds
- Role in this product
- Invoice payment collection
- Account / MID
- Business activation required
- Approval
- dLocal activates the business for this payment service
- Funds / settlement
- Custom provider to merchant settlement
- Invoice Collection
Product categories
Platforms, wallets & payouts
Durango Merchant Services
Durango Merchant Services is an ISO/MSP that prepares high-risk merchant-account applications and connects businesses with partner banks, processors, ODFIs, and payment platforms. Partner providers make the approval decision and, as applicable, issue the MID, process card, ACH, or eCheck transactions, and deposit settlement funds into the merchant's bank account. The approved merchant agreement names the participating providers and sets pricing, reserves, processing limits, eligible countries, and funding schedules.
Matched processing products
High-Risk Merchant Account
- High-Risk Merchant Account
Why this option is listed
The recorded role for High-Risk Merchant Account is ISO / MSP, and the route processes transactions. The company profile names Alcohol and Collectibles and 8 other named industries.
Role, account, approval and funds
- Role in this product
- ISO / MSP
- Account / MID
- Dedicated merchant account
- Approval
- Final approval by the merchant underwriter
- Funds / settlement
- Durango Merchant Services does not hold merchant funds or provide merchant settlement
- High-Risk Merchant Account
ACH & eCheck Processing
- ACH & eCheck Processing
Why this option is listed
The recorded role for ACH & eCheck Processing is ISO / MSP, and the route processes transactions. The company profile names Alcohol and Collectibles and 8 other named industries.
Check funds / settlement
ACH and eCheck funding terms and banks not specified
- Role in this product
- ISO / MSP
- Account / MID
- Provided by the selected ACH and check providers
- Approval
- Final approval by the selected ACH or check provider
- Funds / settlement
- ACH and eCheck funding terms and banks not specified
- ACH & eCheck Processing
Product categories
Merchant accounts & acquiring
EBANX
EBANX provides Pay-in processing, local payment methods, recurring payments, fraud and checkout tools, cross-border or local settlement, and Payouts across emerging markets in Latin America, Africa and Asia. The EBANX brand covers multiple group companies and local partners; the contracting entity, payment methods, settlement model and product availability depend on the merchant agreement and country. The documented flows do not establish EBANX as the merchant of record or a universal direct acquirer: the merchant remains the seller, while local acquirers, banks and payment rails may perform regulated parts of the flow.
Matched processing products
EBANX Pay-in
- EBANX Pay-in
Why this option is listed
The recorded role for EBANX Pay-in is Payment service provider, and the route processes transactions. The company profile names Digital content and Streaming media and 3 other named industries.
Role, account, approval and funds
- Role in this product
- Payment service provider
- Account / MID
- Business activation required
- Approval
- EBANX performs merchant underwriting
- Funds / settlement
- Custom provider to merchant settlement
- EBANX Pay-in
Product categories
Gateways · Platforms, wallets & payouts
Ecommpay
Ecommpay combines direct card acquiring, a proprietary payment gateway, local and alternative payment methods, open-banking payments, orchestration, recurring billing and merchant-funded payouts. Ecommpay Limited is the disclosed UK contracting and regulated payment-services entity; the exact acquiring route, external payment-method provider, settlement terms and payout rail remain product- and agreement-specific.
Matched processing products
Ecommpay full-stack payments
2 contract options- Ecommpay direct card acquiring
Why this option is listed
The recorded role for Ecommpay direct card acquiring is Direct card acquirer and payment processor, and the route processes transactions. The company profile names Digital content and Financial services and 4 other named industries.
Role, account, approval and funds
- Role in this product
- Direct card acquirer and payment processor
- Account / MID
- Included: Ecommpay
- Approval
- Ecommpay performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- Ecommpay gateway and local payment methods
Why this option is listed
The recorded role for Ecommpay gateway and local payment methods is Payment service provider and gateway, and the route processes transactions. The company profile names Digital content and Financial services and 4 other named industries.
Role, account, approval and funds
- Role in this product
- Payment service provider and gateway
- Account / MID
- The method-specific agreement identifies whether Ecommpay or a connected bank, wallet, BNPL provider or local payment institution performs the regulated payment-method and settlement functions
- Approval
- Ecommpay performs merchant underwriting
- Funds / settlement
- Custom provider to merchant settlement
- Ecommpay direct card acquiring
UK small-business card payments
- UK small-business card payments
Why this option is listed
The recorded role for UK small-business card payments is Regulated payment service provider and card processor, and the route processes transactions. The company profile names Digital content and Financial services and 4 other named industries.
Check account / mid
Merchant-account arrangement not specified
- Role in this product
- Regulated payment service provider and card processor
- Account / MID
- Merchant-account arrangement not specified
- Approval
- Ecommpay performs merchant underwriting
- Funds / settlement
- Daily provider to merchant settlement
- UK small-business card payments
Ecommpay open banking
- Ecommpay open-banking payments
Why this option is listed
The recorded role for Ecommpay open-banking payments is Open Banking payment integration, and the route processes transactions. The company profile names Digital content and Financial services and 4 other named industries.
Role, account, approval and funds
- Role in this product
- Open Banking payment integration
- Account / MID
- Business activation required
- Approval
- Ecommpay reviews eligibility for Ecommpay open-banking payments
- Funds / settlement
- The payer bank and payment rail move funds to the configured beneficiary account; the initiation provider does not hold them
- Ecommpay open-banking payments
Product categories
Merchant accounts & acquiring · Gateways
Elavon
Elavon is the merchant-payments product line of U.S. Bank. Its documented U.S. merchant-processing route is supplied by Elavon, Inc. with a designated Member that is initially U.S. Bank, N.A. or Elavon, Inc.; Elavon processes transactions and provisional merchant funding while the Member facilitates settlement through the banking rails. Converge is separately documented as a hosted gateway that can send transactions to Elavon or a third-party destination, so the gateway alone does not establish who supplies the merchant account, underwriting or settlement. In the UK, the regulated entity is U.S. Bank Europe DAC, formerly Elavon Financial Services DAC, operating through its registered UK branch and trading as Elavon Merchant Services.
Matched processing products
U.S. member merchant processing
- U.S. merchant processing with a designated Member
Why this option is listed
The recorded role for U.S. merchant processing with a designated Member is Payment processor, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Payment processor
- Account / MID
- Included: Elavon
- Approval
- Elavon performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- U.S. merchant processing with a designated Member
U.S. online-application business solutions
- U.S. online-application business solutions
Why this option is listed
The recorded role for U.S. online-application business solutions is Payment processor and merchant servicer, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Payment processor and merchant servicer
- Account / MID
- Included: Elavon
- Approval
- Elavon performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- U.S. online-application business solutions
UK regulated acquiring
- UK acquiring through U.S. Bank Europe DAC
Why this option is listed
The recorded role for UK acquiring through U.S. Bank Europe DAC is Acquirer, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Included: U.S. Bank Europe DAC
- Approval
- Elavon performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- UK acquiring through U.S. Bank Europe DAC
Product categories
Merchant accounts & acquiring · Gateways
emerchantpay
emerchantpay provides card acquiring, payment gateway technology, payment processing, merchant accounts, risk and chargeback management, reporting and customer payouts. The commercial and funds-flow model depends on whether the merchant uses direct acquiring, gateway technology, the UK referral and collection service, or US ISO processing.
Matched processing products
Global card acquiring
- Global card acquiring
Why this option is listed
The recorded role for Global card acquiring is Acquirer, and the route processes transactions. The company profile names iGaming and Financial services and 2 other named industries.
Check funds / settlement
Settlement schedule not specified
- Role in this product
- Acquirer
- Account / MID
- Included: emerchantpay
- Approval
- emerchantpay performs merchant underwriting
- Funds / settlement
- Settlement schedule not specified
- Global card acquiring
UK PSP referral and optional collection
- UK PSP referral and optional collection
Why this option is listed
The recorded role for UK PSP referral and optional collection is Referral agent, and the route processes transactions. The company profile names iGaming and Financial services and 2 other named industries.
Check account / mid
Merchant-account arrangement not specified
- Role in this product
- Referral agent
- Account / MID
- Merchant-account arrangement not specified
- Approval
- Final approval by the selected PSP
- Funds / settlement
- Direct settlement by the selected PSP or Settlement through emerchantpay as collecting agent
- UK PSP referral and optional collection
US ISO merchant processing
- US ISO merchant processing
Why this option is listed
The recorded role for US ISO merchant processing is ISO / MSP, and the route processes transactions. The company profile names iGaming and Financial services and 2 other named industries.
Check funds / settlement
Settlement schedule not specified
- Role in this product
- ISO / MSP
- Account / MID
- Dedicated account from emerchantpay
- Approval
- emerchantpay performs merchant underwriting
- Funds / settlement
- Settlement schedule not specified
- US ISO merchant processing
Product categories
Merchant accounts & acquiring · Gateways
FastSpring
FastSpring is a merchant-of-record platform for approved digital products, software, subscriptions and video-game commerce. Under the covered Digital Retailer transaction FastSpring resells the vendor's product to the buyer, processes the payment, calculates and remits applicable transaction taxes, handles payment support, refunds and chargebacks, and later pays the vendor. FastSpring does not provide a conventional merchant account or direct-acquiring service.
Matched processing products
FastSpring Digital Retailer
- FastSpring Digital Retailer
Why this option is listed
The recorded role for FastSpring Digital Retailer is Merchant of Record, and the route processes transactions. The company profile names Digital content and Video gaming.
Role, account, approval and funds
- Role in this product
- Merchant of Record
- Account / MID
- FastSpring acts as Merchant of Record
- Approval
- FastSpring reviews seller and product eligibility
- Funds / settlement
- Custom seller payout by FastSpring
- FastSpring Digital Retailer
Product categories
Merchant of Record
Global Payments
Global Payments sells merchant payment processing and commerce technology through different legal and bank structures. In the documented U.S. sponsorship model, Global Payments Direct, Inc. is the processor and registered ISO while a member bank sponsors the card activity, retains control of network settlement funds until the merchant is funded and participates in merchant acceptance. In the UK, GPUK LLP is the FCA-authorised payment-services entity behind the Global Payments trading name. European materials describe both financial-institution processing capabilities and merchant card-acceptance contracts with Global Payments s.r.o.; the public sources reviewed do not establish one universal responsibility split for every s.r.o. relationship.
Matched processing products
U.S. sponsored merchant processing
- U.S. sponsored merchant processing
Why this option is listed
The recorded role for U.S. sponsored merchant processing is Payment processor, and the route processes transactions. The company profile names Financial services and Hospitality.
Role, account, approval and funds
- Role in this product
- Payment processor
- Account / MID
- Included: Global Payments
- Approval
- Merchant approval is shared by Global Payments Direct, Inc. and the member bank named in the merchant agreement
- Funds / settlement
- Custom acquirer to merchant settlement
- U.S. sponsored merchant processing
UK card acquiring and online payments
- UK regulated card acquiring
Why this option is listed
The recorded role for UK regulated card acquiring is Acquirer, and the route processes transactions. The company profile names Financial services and Hospitality.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Included: GPUK LLP
- Approval
- Global Payments performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- UK regulated card acquiring
Product categories
Merchant accounts & acquiring · Gateways
Lemon Squeezy
Lemon Squeezy is a Stripe-owned merchant-of-record and non-exclusive reseller for approved digital products. Sold through Link, LLC sells the covered product to the buyer, collects the payment and sales tax, handles payment and order support, refunds and chargebacks, and pays the supplier's net proceeds. The supplier remains responsible for product rights, accurate product information, fulfilment and product support. Lemon Squeezy does not issue the supplier a conventional merchant account or MID.
Matched processing products
Lemon Squeezy Merchant of Record
- Lemon Squeezy Merchant of Record
Why this option is listed
The recorded role for Lemon Squeezy Merchant of Record is Merchant of Record, and the route processes transactions. The company profile names Digital content.
Role, account, approval and funds
- Role in this product
- Merchant of Record
- Account / MID
- Lemon Squeezy acts as Merchant of Record
- Approval
- Lemon Squeezy reviews seller and product eligibility
- Funds / settlement
- Custom seller payout by Lemon Squeezy
- Lemon Squeezy Merchant of Record
Product categories
Merchant of Record
Mews Payments
Mews Payments embeds online, in-person and recurring guest payments into the Mews hospitality platform. Mews provides the merchant-facing agreement, payment workflow, tokenization, operations, reporting, reconciliation and dispute support. Its merchant terms state that the selected third-party payment services provider, such as Stripe or Adyen, provides payment processing and acquiring under a direct sub-merchant agreement; an acquiring member can also be involved. The sub-merchant account sits on the selected provider's platform, and that provider or member performs settlement. Mews does not provide direct acquiring or its own MID for this product.
Matched processing products
Mews Payments
- Mews-facilitated hospitality payments
Why this option is listed
The recorded role for Mews-facilitated hospitality payments is Payment facilitator, and the route processes transactions. The company profile names Hospitality.
Role, account, approval and funds
- Role in this product
- Payment facilitator
- Account / MID
- Property contracts the selected payment services provider for its sub-merchant account
- Approval
- Mews Payments performs platform and KYC acceptance; the selected payment services provider and any applicable acquiring member approve payment processing
- Funds / settlement
- The selected payment services provider and/or acquiring member holds and settles available funds to the property
- Mews-facilitated hospitality payments
Product categories
Merchant accounts & acquiring
Mollie
Mollie provides regulated online and in-person payment services for businesses in the European Economic Area, Switzerland and the United Kingdom. Mollie B.V. is the Dutch-regulated entity for EEA services, while Mollie UK Ltd provides the UK-regulated service and UK settlement route; UK non-card EU methods can pass first through Mollie B.V. and Stichting Mollie Payments before Mollie UK safeguards and pays out the funds. Mollie processes and settles merchant payments but its general card route connects merchants to external method acquirers and financial institutions. Mollie states that it became an iDEAL acquirer, but that method-specific role does not make Mollie a universal card acquirer, traditional merchant-account provider or dedicated-MID provider.
Matched processing products
Online and in-person payments
3 contract options- EEA and Switzerland regulated payment services
Why this option is listed
The recorded role for EEA and Switzerland regulated payment services is Regulated payment service provider and processor, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Regulated payment service provider and processor
- Account / MID
- A Mollie organisation account records payment methods, Transactions and Balances. It is not a traditional dedicated card merchant account, and Mollie does not issue one universal card MID
- Approval
- Mollie performs merchant underwriting
- Funds / settlement
- Custom provider to merchant settlement
- UK regulated payment services with method-specific entity flow
Why this option is listed
The recorded role for UK regulated payment services with method-specific entity flow is Regulated payment service provider and processor, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Regulated payment service provider and processor
- Account / MID
- The UK organisation holds a Mollie Account and Balance under the UK user agreement. Card payments settle directly into Mollie UK safeguarded client-money accounts; specified EU non-card methods first reach Mollie B.V. safeguard accounts and are then transferred to Mollie UK. The UK user agreement does not identify a dedicated card MID supplied by Mollie
- Approval
- Mollie performs merchant underwriting
- Funds / settlement
- Custom provider to merchant settlement
- iDEAL method-specific acquiring
Why this option is listed
The recorded role for iDEAL method-specific acquiring is iDEAL acquirer and payment service provider, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- iDEAL acquirer and payment service provider
- Account / MID
- Method-specific iDEAL acceptance through the merchant's Mollie organisation account. This direct-acquiring assertion does not establish a card merchant account, a card MID or Mollie card acquiring
- Approval
- Mollie performs merchant underwriting
- Funds / settlement
- Custom provider to merchant settlement
- EEA and Switzerland regulated payment services
Mollie Connect for Platforms
- Mollie Connect for Platforms
Why this option is listed
The recorded role for Mollie Connect for Platforms is Regulated platform payment services provider, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Regulated platform payment services provider
- Account / MID
- Mollie organisation account · Mollie balance
- Approval
- Mollie Connect for Platforms includes platform onboarding and seller verification
- Funds / settlement
- Custom provider to merchant settlement
- Mollie Connect for Platforms
Mollie Connect for Marketplaces
- Mollie Connect for Marketplaces
Why this option is listed
The recorded role for Mollie Connect for Marketplaces is Regulated marketplace payment services provider, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Regulated marketplace payment services provider
- Account / MID
- Mollie organisation account · Mollie balance
- Approval
- Mollie Connect for Marketplaces includes platform onboarding and seller verification
- Funds / settlement
- Custom provider to merchant settlement
- Mollie Connect for Marketplaces
Product categories
Merchant accounts & acquiring · Gateways
Nuvei
Nuvei provides acquiring, processing, gateway, orchestration, merchant accounts, payouts, platform payments, issuing, banking and crypto services.
Matched processing products
Nuvei Acquiring
- Nuvei Acquiring
Why this option is listed
The recorded role for Nuvei Acquiring is Acquirer, and the route processes transactions. The company profile names Travel and iGaming and 10 other named industries.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Included with this product
- Approval
- Nuvei performs merchant underwriting
- Funds / settlement
- Nuvei handles merchant funds at one or more stages
- Nuvei Acquiring
Merchant of Record
- Merchant of Record
Why this option is listed
The recorded role for Merchant of Record is Merchant of Record, and the route processes transactions. The company profile names Travel and iGaming and 10 other named industries.
Check funds / settlement
Seller payout by Nuvei; schedule not specified
- Role in this product
- Merchant of Record
- Account / MID
- Nuvei acts as Merchant of Record
- Approval
- Seller and product approval terms not specified
- Funds / settlement
- Seller payout by Nuvei; schedule not specified
- Merchant of Record
Payment facilitator services
- Payment facilitator services
Why this option is listed
The recorded role for Payment facilitator services is Payment facilitator services, and the route processes transactions. The company profile names Travel and iGaming and 10 other named industries.
Role, account, approval and funds
- Role in this product
- Payment facilitator services
- Account / MID
- Included with this product
- Approval
- Payment facilitator services includes submerchant-onboarding tools
- Funds / settlement
- The PayFac receives settlement proceeds on behalf of its submerchants
- Payment facilitator services
Product categories
Merchant accounts & acquiring · Gateways
Paddle
Paddle Billing is a merchant-of-record service for software and digital-product businesses. Paddle resells approved products to buyers, processes the payment, calculates and remits applicable sales taxes, handles buyer payment support, refunds and chargebacks, and pays the supplier from its Paddle balance. The supplier does not receive a conventional merchant account or MID from Paddle and remains responsible for the product, fulfilment, product support and the accuracy of business and product information.
Matched processing products
Paddle Billing
- Paddle Billing
Why this option is listed
The recorded role for Paddle Billing is Merchant of Record, and the route processes transactions. The company profile names Digital content and Video gaming.
Role, account, approval and funds
- Role in this product
- Merchant of Record
- Account / MID
- Paddle acts as Merchant of Record
- Approval
- Paddle reviews seller and product eligibility
- Funds / settlement
- Monthly seller payout by Paddle
- Paddle Billing
Product categories
Merchant of Record
PaymentCloud
PaymentCloud helps U.S. businesses apply for dedicated merchant accounts through its acquiring-bank relationships. It also arranges ACH and eCheck processing and connects the approved account to third-party gateways and payment terminals. The acquiring bank makes the final underwriting decision; the merchant agreement names the processor, funding bank, pricing, reserves and settlement terms.
Matched processing products
High-Risk Card Merchant Account
- High-Risk Card Merchant Account
Why this option is listed
The recorded role for High-Risk Card Merchant Account is Merchant account provider, and the route processes transactions. The company profile names Adult and CBD and 1 other named industries.
Check funds / settlement
Funds holder and settlement provider not specified
- Role in this product
- Merchant account provider
- Account / MID
- Dedicated account from PaymentCloud
- Approval
- PaymentCloud reviews applications; final approval by the acquiring bank named in the merchant agreement
- Funds / settlement
- Funds holder and settlement provider not specified
- High-Risk Card Merchant Account
ACH & eCheck Processing
- ACH & eCheck Processing
Why this option is listed
The recorded role for ACH & eCheck Processing is Merchant services provider, and the route processes transactions. The company profile names Adult and CBD and 1 other named industries.
Check funds / settlement
ACH funding schedule and settlement bank not specified
- Role in this product
- Merchant services provider
- Account / MID
- Provided by the selected ACH provider
- Approval
- Final approval by the selected ACH provider
- Funds / settlement
- ACH funding schedule and settlement bank not specified
- ACH & eCheck Processing
Product categories
Merchant accounts & acquiring
PayPro Global
PayPro Global is a merchant-of-record and independent reseller for approved software, SaaS, digital products and video games. For covered sales, the assigned PayPro Global entity contracts with the end customer as principal, receives the purchase price, calculates and remits applicable transaction taxes, manages payment fraud, refunds and chargebacks, and pays the supplier's net proceeds. The supplier retains its product intellectual property, fulfilment and technical-support duties. This is not a conventional acquiring account or MID for the supplier.
Matched processing products
PayPro Global Merchant of Record
- PayPro Global Merchant of Record
Why this option is listed
The recorded role for PayPro Global Merchant of Record is Merchant of Record, and the route processes transactions. The company profile names Digital content and Video gaming.
Role, account, approval and funds
- Role in this product
- Merchant of Record
- Account / MID
- PayPro Global acts as Merchant of Record
- Approval
- PayPro Global reviews seller and product eligibility
- Funds / settlement
- Monthly seller payout by PayPro Global
- PayPro Global Merchant of Record
Product categories
Merchant of Record
Paysafe
Paysafe combines card acquiring and merchant processing with a payments API, Skrill and Neteller wallet acceptance, PaysafeCard eCash and a single-integration iGaming payment platform. The contracting entity, merchant account, regulatory permission and funds flow depend on the selected product and region.
Matched processing products
European card acquiring
- European card acquiring
Why this option is listed
The recorded role for European card acquiring is Acquirer, and the route processes transactions. The company profile names iGaming and Video gaming and 4 other named industries.
Check funds / settlement
Funds holder and settlement provider not specified
- Role in this product
- Acquirer
- Account / MID
- Included: Paysafe
- Approval
- Merchant underwriter not specified
- Funds / settlement
- Funds holder and settlement provider not specified
- European card acquiring
North American merchant processing
- North American merchant processing
Why this option is listed
The recorded role for North American merchant processing is Payment processor, and the route processes transactions. The company profile names iGaming and Video gaming and 4 other named industries.
Check funds / settlement
Funds holder and settlement provider not specified
- Role in this product
- Payment processor
- Account / MID
- Dedicated account from Sponsor bank named in the merchant agreement
- Approval
- Merchant underwriter not specified
- Funds / settlement
- Funds holder and settlement provider not specified
- North American merchant processing
Skrill wallet payments
- Skrill wallet payments
Why this option is listed
The recorded role for Skrill wallet payments is Digital wallet, and the route processes transactions. The company profile names iGaming and Video gaming and 4 other named industries.
Role, account, approval and funds
- Role in this product
- Digital wallet
- Account / MID
- Skrill business account
- Approval
- Paysafe reviews business eligibility for this wallet product
- Funds / settlement
- Paysafe processes wallet payments; merchant crediting terms are not specified
- Skrill wallet payments
Neteller wallet payments
- Neteller wallet payments
Why this option is listed
The recorded role for Neteller wallet payments is Digital wallet, and the route processes transactions. The company profile names iGaming and Video gaming and 4 other named industries.
Role, account, approval and funds
- Role in this product
- Digital wallet
- Account / MID
- Neteller business account
- Approval
- Paysafe reviews business eligibility for this wallet product
- Funds / settlement
- Paysafe processes wallet payments; merchant crediting terms are not specified
- Neteller wallet payments
PaysafeCard eCash
- PaysafeCard eCash
Why this option is listed
The recorded role for PaysafeCard eCash is Payment method, and the route processes transactions. The company profile names iGaming and Video gaming and 4 other named industries.
Role, account, approval and funds
- Role in this product
- Payment method
- Account / MID
- PaysafeCard eCash merchant activation
- Approval
- Paysafe reviews business eligibility for this payment method product
- Funds / settlement
- Paysafe processes payments; merchant crediting terms are not specified
- PaysafeCard eCash
iGaming payment platform
- iGaming payment platform
Why this option is listed
The recorded role for iGaming payment platform is PSP, and the route processes transactions. The company profile names iGaming and Video gaming and 4 other named industries.
Role, account, approval and funds
- Role in this product
- PSP
- Account / MID
- Business activation required
- Approval
- Paysafe activates the business for this payment service
- Funds / settlement
- Merchant payouts included
- iGaming payment platform
Product categories
Merchant accounts & acquiring · Gateways
Planet
Planet combines online and in-person payment acceptance, acquiring, a payment gateway, tokenization, Dynamic Currency Conversion and Multi-Currency Pricing with hospitality software. Planet Merchant Services Limited provides the documented UK regulated route and Planet Merchant Services SAS provides the documented EU acquiring route. Availability outside those entity scopes may involve another Planet entity or an acquiring partner and must be confirmed by product, country and contract.
Matched processing products
Planet UK acquiring and payment acceptance
- UK acquiring through Planet Merchant Services Limited
Why this option is listed
The recorded role for UK acquiring through Planet Merchant Services Limited is Acquirer, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Included: Planet Merchant Services Limited
- Approval
- Planet performs merchant underwriting
- Funds / settlement
- Planet handles merchant funds at one or more stages
- UK acquiring through Planet Merchant Services Limited
Planet EEA acquiring and payment acceptance
- EEA acquiring through Planet Merchant Services SAS
Why this option is listed
The recorded role for EEA acquiring through Planet Merchant Services SAS is Acquirer, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Included: Planet Merchant Services SAS
- Approval
- Planet performs merchant underwriting
- Funds / settlement
- Planet handles merchant funds at one or more stages
- EEA acquiring through Planet Merchant Services SAS
Product categories
Merchant accounts & acquiring · Gateways
PPRO
PPRO connects payment service providers and approved direct merchants to local payment methods through the PPRO Global API, checkout products and the PPRO Payment Gateway. Its funds and commercial roles are product-specific: PPRO Payment Services S.A. fulfils settlement obligations for methods in which PPRO receives funds, processing-only methods expressly keep funds outside PPRO, and PPRO's current Mexico product combines Mexican local-acquiring access with a payment-local Merchant-of-Record route for merchants that may be located inside or outside Mexico. PPRO performs the payment-related local collection, remittance and associated tax procedures defined by the LATAM terms; the Contractual Partner remains the product seller and retains product, consumer and tax liability. PPRO does not publicly establish one universal merchant account, acquiring-bank MID or direct licensed-acquirer role across these paths.
Matched processing products
Global API local-payment processing and settlement
- Global API processing and PPRO LU settlement
Why this option is listed
The recorded role for Global API processing and PPRO LU settlement is Payment service provider, and the route processes transactions. The company profile names Financial services and Forex CFD and 2 other named industries.
Role, account, approval and funds
- Role in this product
- Payment service provider
- Account / MID
- Not included with this product
- Approval
- PPRO performs merchant underwriting
- Funds / settlement
- Custom provider to merchant settlement
- Global API processing and PPRO LU settlement
Mexico Local Acquiring and Merchant of Record
- Mexico Local Acquiring and Merchant of Record
Why this option is listed
The recorded role for Mexico Local Acquiring and Merchant of Record is Local acquiring service and merchant of record, and the route processes transactions. The company profile names Financial services and Forex CFD and 2 other named industries.
Role, account, approval and funds
- Role in this product
- Local acquiring service and merchant of record
- Account / MID
- The public Mexico product and LATAM terms do not establish a PPRO-issued acquiring-bank MID or conventional merchant account. Merchant Contract ID is PPRO's own registration and aggregation identifier
- Approval
- PPRO reviews seller and product eligibility
- Funds / settlement
- Custom seller payout by PPRO
- Mexico Local Acquiring and Merchant of Record
Product categories
Gateways · Merchant of Record
Rapyd
Rapyd combines payment acceptance, global payouts, multi-currency Wallet infrastructure and card issuing. Collect, Disburse, Wallet and Issuing use different money flows, and the contracting entity, regulated service, Network Partners, supported countries, currencies and risk approval depend on the product and agreement.
Matched processing products
Rapyd Collect
- Rapyd Collect
Why this option is listed
The recorded role for Rapyd Collect is Payment service provider, and the route processes transactions. The company profile names Crypto and Digital content and 6 other named industries.
Role, account, approval and funds
- Role in this product
- Payment service provider
- Account / MID
- Business activation required
- Approval
- Rapyd activates the business for this payment service
- Funds / settlement
- Custom provider to merchant settlement
- Rapyd Collect
Product categories
Merchant accounts & acquiring · Crypto payments
Segpay
Segpay offers three distinct merchant products: payment facilitation, placement for a direct merchant account and gateway technology. Payment facilitation includes submerchant onboarding and processing; the direct account is placed with an acquiring bank; the gateway connects a merchant's payment setup to banks and processors.
Matched processing products
Payment Facilitator
- Payment Facilitator
Why this option is listed
The recorded role for Payment Facilitator is Payment facilitator, and the route processes transactions. The company profile names Adult and Dating and 4 other named industries.
Check funds / settlement
Funds holder and settlement provider not specified
- Role in this product
- Payment facilitator
- Account / MID
- Submerchant account under a master merchant account
- Approval
- Merchant underwriter not specified
- Funds / settlement
- Funds holder and settlement provider not specified
- Payment Facilitator
Direct Merchant Account
- Direct Merchant Account
Why this option is listed
The recorded role for Direct Merchant Account is ISO / MSP, and the route processes transactions. The company profile names Adult and Dating and 4 other named industries.
Check funds / settlement
Funds holder and settlement provider not specified
- Role in this product
- ISO / MSP
- Account / MID
- Dedicated merchant account
- Approval
- Merchant underwriter not specified
- Funds / settlement
- Funds holder and settlement provider not specified
- Direct Merchant Account
Product categories
Merchant accounts & acquiring · Gateways
Shift4
Shift4 combines online, in-person and hospitality payment technology with card processing, tokenization, reporting and currency-conversion products. The documented U.S. merchant-processing route is a joint agreement with Citizens Bank, N.A.; Shift4 Limited provides regulated EEA acquiring and Shift4 Payments UK Limited provides regulated UK acquiring. Gateway availability and merchant reach must not be read as direct Shift4 acquiring in every country.
Matched processing products
U.S. merchant processing with Citizens Bank sponsorship
- U.S. sponsored merchant processing with Citizens Bank
Why this option is listed
The recorded role for U.S. sponsored merchant processing with Citizens Bank is Payment processor, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Payment processor
- Account / MID
- Included: Citizens Bank, N.A.
- Approval
- Merchant approval is shared by Citizens Bank, N.A. and Shift4 Payments, LLC
- Funds / settlement
- Custom acquirer to merchant settlement
- U.S. sponsored merchant processing with Citizens Bank
Shift4 UK acquiring
- UK acquiring through Shift4 Payments UK Limited
Why this option is listed
The recorded role for UK acquiring through Shift4 Payments UK Limited is Acquirer, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Included: Shift4 Payments UK Limited
- Approval
- Shift4 performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- UK acquiring through Shift4 Payments UK Limited
Shift4 EEA acquiring
- EEA acquiring through Shift4 Limited
Why this option is listed
The recorded role for EEA acquiring through Shift4 Limited is Acquirer, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Included: Shift4 Limited
- Approval
- Shift4 performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- EEA acquiring through Shift4 Limited
Product categories
Merchant accounts & acquiring · Gateways
SoarPay
SoarPay places U.S. high-risk merchants with third-party acquiring banks, processors and payment gateways. SoarPay facilitates the application; the partner processor handles underwriting, risk analysis and card processing. The selected bank, processor, gateway, pricing, reserve and settlement terms are set in the merchant agreement.
Matched processing products
High-Risk Merchant Account
- High-Risk Merchant Account
Why this option is listed
The recorded role for High-Risk Merchant Account is ISO / MSP, and the route processes transactions. The company profile names CBD and Digital content and 3 other named industries.
Check funds / settlement
Settlement schedule not specified
- Role in this product
- ISO / MSP
- Account / MID
- Dedicated merchant account
- Approval
- Final approval by the merchant underwriter
- Funds / settlement
- Settlement schedule not specified
- High-Risk Merchant Account
High-Risk ACH Processing
- High-Risk ACH Processing
Why this option is listed
The recorded role for High-Risk ACH Processing is ISO / MSP, and the route processes transactions. The company profile names CBD and Digital content and 3 other named industries.
Role, account, approval and funds
- Role in this product
- ISO / MSP
- Account / MID
- Provided by the selected ACH provider
- Approval
- Final approval by the selected ACH provider
- Funds / settlement
- One to three business days
- High-Risk ACH Processing
Product categories
Merchant accounts & acquiring
Stripe
Stripe provides online payment acceptance, connected-account infrastructure for platforms, a separate merchant-of-record product for digital commerce, and card-program infrastructure. Payments, Connect, Managed Payments, and Issuing have different merchant-of-record, acquiring, loss-liability, settlement, and bank responsibilities. Business approval is product-, country-, activity-, and contract-specific.
Matched processing products
Stripe Payments
- Stripe Payments
Why this option is listed
The recorded role for Stripe Payments is Payment service provider, and the route processes transactions. The company profile names Digital content and Financial services and 2 other named industries.
Role, account, approval and funds
- Role in this product
- Payment service provider
- Account / MID
- Not included with this product
- Approval
- Stripe performs submerchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- Stripe Payments
Stripe Connect
- Stripe Connect
Why this option is listed
The recorded role for Stripe Connect is Platform payments, and the route processes transactions. The company profile names Digital content and Financial services and 2 other named industries.
Role, account, approval and funds
- Role in this product
- Platform payments
- Account / MID
- Platform account and connected accounts
- Approval
- Stripe Connect includes platform onboarding and seller verification
- Funds / settlement
- Custom platform to seller settlement
- Stripe Connect
Stripe Managed Payments
- Stripe Managed Payments
Why this option is listed
The recorded role for Stripe Managed Payments is Merchant of Record, and the route processes transactions. The company profile names Digital content and Financial services and 2 other named industries.
Role, account, approval and funds
- Role in this product
- Merchant of Record
- Account / MID
- Stripe acts as Merchant of Record
- Approval
- Stripe reviews seller and product eligibility
- Funds / settlement
- Custom seller payout by Stripe
- Stripe Managed Payments
Product categories
Merchant accounts & acquiring · Gateways
Tebex
Tebex Checkout is a merchant-of-record and seller-of-record service for approved video-game digital goods and related services. Tebex Limited buys the creator's digital goods or licences at a trade price and resells them directly to the player, operates the webstore and payment flow, handles transaction tax and buyer disputes, and credits the creator's net trade price to a Tebex Balance. The creator still owns or controls the product rights and must support fulfilment and evidence requests. Tebex is not a conventional acquiring account or MID issued to the creator.
Matched processing products
Tebex Checkout
- Tebex Checkout Merchant of Record
Why this option is listed
The recorded role for Tebex Checkout Merchant of Record is Merchant of Record, and the route processes transactions. The company profile names Video gaming.
Check funds / settlement
Seller payout by Tebex for balance credit and Hyperwallet or the applicable payout provider for withdrawal; schedule not specified
- Role in this product
- Merchant of Record
- Account / MID
- Tebex acts as Merchant of Record
- Approval
- Tebex reviews seller and product eligibility
- Funds / settlement
- Seller payout by Tebex for balance credit and Hyperwallet or the applicable payout provider for withdrawal; schedule not specified
- Tebex Checkout Merchant of Record
Product categories
Merchant of Record
TrueLayer
TrueLayer provides Pay by Bank acceptance, pay-ins into a TrueLayer payment account, bank payouts and refunds, account data and account verification in the United Kingdom and supported European markets. Bank on File and variable recurring payments are limited to UK merchants, UK customer bank accounts and GBP. TrueLayer Limited and TrueLayer (Ireland) Limited provide the other regulated services. Product availability depends on the contracting entity, merchant regulatory status, country, bank, payment scheme and release channel; TrueLayer does not provide card acquiring or a card MID.
Matched processing products
TrueLayer Pay by Bank
- Pay by Bank with TrueLayer-regulated payment services
Why this option is listed
The recorded role for Pay by Bank with TrueLayer-regulated payment services is Pay by Bank, and the route processes transactions. The company profile names Financial services and Travel.
Role, account, approval and funds
- Role in this product
- Pay by Bank
- Account / MID
- Business activation required
- Approval
- TrueLayer Limited and TrueLayer (Ireland) Limited reviews business eligibility for this Pay by Bank product
- Funds / settlement
- TrueLayer Limited and TrueLayer (Ireland) Limited processes bank payments; merchant crediting terms are not specified
- Pay by Bank with TrueLayer-regulated payment services
TrueLayer Bank on File · UK
- Bank on File and recurring bank payments
Why this option is listed
The recorded role for Bank on File and recurring bank payments is Pay by Bank, and the route processes transactions. The company profile names Financial services and Travel.
Check approval
recurring bank payment activation requirements not specified
- Role in this product
- Pay by Bank
- Account / MID
- Business activation terms not specified
- Approval
- recurring bank payment activation requirements not specified
- Funds / settlement
- TrueLayer Limited processes recurring bank collections; merchant crediting terms are not specified
- Bank on File and recurring bank payments
Product categories
Pay by bank · Platforms, wallets & payouts
Trust Payments
Trust Payments combines UK and EEA merchant acquiring with the TRU Connect online gateway, hosted and embedded checkout, mobile SDKs, tokenization, fraud controls, payment links, reporting and in-person terminals. TrustUK Payments Ltd is the documented UK acquiring entity and Trust Payments (Malta) Limited is the documented Malta-regulated acquiring entity. Gateway and POS technology can be contracted separately, so gateway status must not be confused with settlement by the merchant's acquirer.
Matched processing products
TrustUK merchant acquiring
- UK acquiring through TrustUK Payments Ltd
Why this option is listed
The recorded role for UK acquiring through TrustUK Payments Ltd is Acquirer, and the route processes transactions. The company profile names Financial services and Hospitality and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Included: TrustUK Payments Ltd
- Approval
- Trust Payments performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- UK acquiring through TrustUK Payments Ltd
Trust Payments Malta acquiring
- EEA acquiring through Trust Payments (Malta) Limited
Why this option is listed
The recorded role for EEA acquiring through Trust Payments (Malta) Limited is Acquirer, and the route processes transactions. The company profile names Financial services and Hospitality and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Included: Trust Payments (Malta) Limited
- Approval
- Trust Payments performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- EEA acquiring through Trust Payments (Malta) Limited
Product categories
Merchant accounts & acquiring · Gateways
Trustly
Trustly provides pay-by-bank acceptance, merchant-to-customer bank payouts, recurring bank payments and bank-account data services. Trustly Group AB provides regulated payment services in the EU and EEA, Trustly UK Limited covers its authorized UK payment-institution business, and Trustly, Inc. provides Trustly Pay, Trustly Connect and Trustly Payouts in North America. Trustly does not provide card acquiring, a card MID or a card merchant account.
Matched processing products
Trustly Pay · North America
- Trustly Pay · North America
Why this option is listed
The recorded role for Trustly Pay · North America is Pay by Bank, and the route processes transactions. The company profile names Financial services and iGaming and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Pay by Bank
- Account / MID
- Business activation required
- Approval
- Trustly, Inc. reviews business eligibility for this Pay by Bank product
- Funds / settlement
- Trustly, Inc. processes bank payments; merchant crediting terms are not specified
- Trustly Pay · North America
Trustly Payment · Europe
- Trustly Payment · Europe
Why this option is listed
The recorded role for Trustly Payment · Europe is Pay by Bank, and the route processes transactions. The company profile names Financial services and iGaming and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Pay by Bank
- Account / MID
- Business activation required
- Approval
- Trustly Group AB and Trustly UK Limited reviews business eligibility for this Pay by Bank product
- Funds / settlement
- Trustly Group AB and Trustly UK Limited processes bank payments; merchant crediting terms are not specified
- Trustly Payment · Europe
Trustly Recurring Payments · Europe
- Trustly Recurring Payments · Europe
Why this option is listed
The recorded role for Trustly Recurring Payments · Europe is Pay by Bank, and the route processes transactions. The company profile names Financial services and iGaming and 1 other named industries.
Role, account, approval and funds
- Role in this product
- Pay by Bank
- Account / MID
- Business activation required
- Approval
- Trustly Group AB and Trustly UK Limited reviews business eligibility for this recurring bank payment product
- Funds / settlement
- Trustly Group AB and Trustly UK Limited processes recurring bank collections; merchant crediting terms are not specified
- Trustly Recurring Payments · Europe
Product categories
Pay by bank · Platforms, wallets & payouts
Unlimit
Unlimit provides card acquiring and payment processing, a gateway and checkout stack, local payment methods, tokenized recurring payments and merchant-funded payouts. The operating route is regional rather than one global licence: Unlimit EU Ltd is a Cyprus electronic-money institution, Unlimit UK Ltd is a UK electronic-money institution, Unlimint IN Private Limited is an Indian payment aggregator, and Brazil separates the authorised payment institution and merchant acquirer from the technology and integration company.
Matched processing products
Unlimit EU payment services and acquiring
- Cyprus EMI payment services and merchant-acquiring route
Why this option is listed
The recorded role for Cyprus EMI payment services and merchant-acquiring route is Licensed electronic money institution and merchant acquirer, and the route processes transactions. The company profile names Hospitality and iGaming and 2 other named industries.
Role, account, approval and funds
- Role in this product
- Licensed electronic money institution and merchant acquirer
- Account / MID
- Included: Unlimit
- Approval
- Unlimit performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- Cyprus EMI payment services and merchant-acquiring route
Unlimit UK payment services and acquiring
- UK EMI payment services and merchant-acquiring route
Why this option is listed
The recorded role for UK EMI payment services and merchant-acquiring route is UK electronic money institution and merchant acquirer, and the route processes transactions. The company profile names Hospitality and iGaming and 2 other named industries.
Role, account, approval and funds
- Role in this product
- UK electronic money institution and merchant acquirer
- Account / MID
- Included: Unlimit
- Approval
- Unlimit performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- UK EMI payment services and merchant-acquiring route
Unlimit India domestic and cross-border payment aggregation
- India payment-aggregator route
Why this option is listed
The recorded role for India payment-aggregator route is Rbi authorised payment aggregator and merchant technology provider, and the route processes transactions. The company profile names Hospitality and iGaming and 2 other named industries.
Role, account, approval and funds
- Role in this product
- Rbi authorised payment aggregator and merchant technology provider
- Account / MID
- Payment-aggregator collection and merchant-settlement account structure; not a bank current account
- Approval
- Unlimit performs merchant underwriting
- Funds / settlement
- Custom provider to merchant settlement
- India payment-aggregator route
Unlimit Brazil direct acquiring
- Brazil licensed merchant-acquiring route
Why this option is listed
The recorded role for Brazil licensed merchant-acquiring route is Licensed Brazilian payment institution and merchant acquirer, and the route processes transactions. The company profile names Hospitality and iGaming and 2 other named industries.
Role, account, approval and funds
- Role in this product
- Licensed Brazilian payment institution and merchant acquirer
- Account / MID
- Included: Unlimit
- Approval
- Unlimit performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- Brazil licensed merchant-acquiring route
Product categories
Merchant accounts & acquiring · Gateways
Verotel
Verotel is an Amsterdam-based Internet Payment Service Provider and payment facilitator for high-risk online entertainment. It offers Basic and Premium processing accounts with hosted order pages, recurring billing, consumer support, fraud screening and a Yoursafe Business Account for merchant payouts. Premium includes FlexPay, multi-currency processing and volume-based rates. Yoursafe B.V. provides the Verotel service and is a DNB-authorized electronic money institution. The acquirer, MID owner and merchant-account structure are not identified for either account.
Matched processing products
Verotel Basic
- Verotel Basic
Why this option is listed
The recorded role for Verotel Basic is Payment facilitator, and the route processes transactions. The company profile names Adult and Digital content and 2 other named industries.
Check account / mid
Merchant-account arrangement not specified
- Role in this product
- Payment facilitator
- Account / MID
- Merchant-account arrangement not specified
- Approval
- Verotel performs merchant underwriting
- Funds / settlement
- Daily provider to merchant settlement
- Verotel Basic
Verotel Premium
- Verotel Premium
Why this option is listed
The recorded role for Verotel Premium is Payment facilitator, and the route processes transactions. The company profile names Adult and Digital content and 2 other named industries.
Check account / mid
Merchant-account arrangement not specified
- Role in this product
- Payment facilitator
- Account / MID
- Merchant-account arrangement not specified
- Approval
- Verotel performs merchant underwriting
- Funds / settlement
- Daily provider to merchant settlement
- Verotel Premium
Product categories
Merchant accounts & acquiring · Platforms, wallets & payouts
Volt
Volt provides Pay by Bank payment initiation, hosted and API-only checkout, bank-account verification, recurring bank-payment capabilities, refunds, payouts and payment-account cash management in supported markets. Volt Technologies Holdings Limited provides regulated UK payment-initiation services, Volt Technologies Limited provides UK electronic-money and payment-account services, Volt Technologies sp. z o.o. provides regulated services in Poland and the EEA, and Volt Connect Pty Ltd supports the Australian route. A Volt Account is a payment account used with Volt payment services, not a card merchant account, acquiring relationship or card MID. Product availability depends on the contracting entity, merchant due diligence, payer bank, payment rail, currency and account configuration.
Matched processing products
Volt Instant Payments
2 contract options- Pay by Bank with direct beneficiary settlement
Why this option is listed
The recorded role for Pay by Bank with direct beneficiary settlement is Pay by Bank initiation provider, and the route processes transactions. The company profile names Financial services and Travel.
Role, account, approval and funds
- Role in this product
- Pay by Bank initiation provider
- Account / MID
- Business activation required
- Approval
- Applicable Volt regulated entity reviews eligibility for Pay by Bank with direct beneficiary settlement
- Funds / settlement
- The payer bank and payment rail move funds to the configured beneficiary account; the initiation provider does not hold them
- Pay by Bank into a Volt Account
Why this option is listed
The recorded role for Pay by Bank into a Volt Account is Pay by Bank, and the route processes transactions. The company profile names Financial services and Travel.
Role, account, approval and funds
- Role in this product
- Pay by Bank
- Account / MID
- Regulated Volt payment account for eligible bank-payment funds; not a card merchant account and no card MID
- Approval
- Volt approves the payment-services client and requested account configuration
- Funds / settlement
- Volt records eligible funds in the regulated payment account and moves them through enabled bank rails
- Pay by Bank with direct beneficiary settlement
Volt PayTo Recurring Payments
- PayTo agreement payment initiation in Australia
Why this option is listed
The recorded role for PayTo agreement payment initiation in Australia is Pay by Bank initiation provider, and the route processes transactions. The company profile names Financial services and Travel.
Role, account, approval and funds
- Role in this product
- Pay by Bank initiation provider
- Account / MID
- Business activation required
- Approval
- Volt Connect Pty Ltd reviews eligibility for PayTo agreement payment initiation in Australia
- Funds / settlement
- The payer bank and payment rail move funds to the configured beneficiary account; the initiation provider does not hold them
- PayTo agreement payment initiation in Australia
Product categories
Pay by bank · Platforms, wallets & payouts
Worldline
Worldline combines regulated card acquiring with online and in-person payment technology. The documented UK route contracts through Worldline Merchant Services UK Limited, an FCA-authorised payment institution that underwrites the merchant, processes transactions, safeguards merchant funds and settles the approved card activity. Its Online Payments Gateway is a separate non-regulated SaaS service that can route to Worldline acquiring or to a third-party acquirer; on the latter route it does not supply that acquirer’s merchant account, underwriting or settlement.
Matched processing products
Worldline UK Acquiring Services
- UK regulated acquiring
Why this option is listed
The recorded role for UK regulated acquiring is Acquirer, and the route processes transactions. The company profile names Hospitality and Travel.
Role, account, approval and funds
- Role in this product
- Acquirer
- Account / MID
- Included: Worldline Merchant Services UK Limited
- Approval
- Worldline performs merchant underwriting
- Funds / settlement
- Custom acquirer to merchant settlement
- UK regulated acquiring
Product categories
Merchant accounts & acquiring · Gateways
Xsolla
Xsolla provides game-commerce products for developers and publishers. Pay Station is its payment checkout product; Xsolla Payments is the wider solution that groups Pay Station with supporting game-commerce tools. Pay Station has two materially different commercial configurations: Xsolla can sell approved game content to the player as Merchant of Record and aggregate the developer's payout, or the developer can connect its own payment-system agreements through Partner Gateways and retain the direct money flow, tax, refund, chargeback and payout-cost responsibilities.
Matched processing products
Pay Station · Merchant of Record
- Pay Station · Merchant of Record
Why this option is listed
The recorded role for Pay Station · Merchant of Record is Merchant of Record, and the route processes transactions. The company profile names Digital content and Video gaming.
Check approval
Developer and product approval terms not specified
- Role in this product
- Merchant of Record
- Account / MID
- Xsolla acts as Merchant of Record
- Approval
- Developer and product approval terms not specified
- Funds / settlement
- Custom developer payout by Xsolla
- Pay Station · Merchant of Record
Product categories
Gateways · Merchant of Record
Decision brief
Separate the payment product from the company name
Use this page when
You are comparing products that may combine processing, acquiring, platform payments, bank payments or Merchant of Record services.
Contracted product
Name the exact offer and contract configuration rather than assuming every product from a provider has the same approval and funds flow.
Transaction roles
Confirm who routes authorization, makes the approval decision, acquires, holds funds, handles disputes and sends settlement.
Business fit
Match the product to the legal entity, country, MCC, payment method and delivery model actually being reviewed.
Verify before treating a provider as a fit
- Exact product name and contracting entity
- Merchant-account, MID and settlement structure
- Written confirmation of supported activity, countries and payment methods
Separate the processor, acquirer, gateway, and PSP
The acquirer establishes the merchant's card-acceptance relationship and submits transactions to the card networks. A processor carries authorization, clearing and settlement messages. A gateway connects the merchant's checkout or system to a processor. A payment service provider (PSP) may bundle some or all of those functions, but the label alone does not establish who underwrites the merchant or controls funds.
Ask for the transaction and funds flow in plain terms: where the payment request goes, which entity submits it for authorization, which entity receives settlement, who deducts fees, and which entity pays the merchant.
- Underwriting and account approval
- Authorization, clearing, and settlement processing
- Gateway and checkout operation
- Reserve ownership and merchant settlement
Follow a payment from checkout to settlement
Authorization confirms whether the issuer approves the transaction at that moment; it does not complete the movement of funds. Capture submits the approved transaction for clearing, and settlement moves net funds through the acquiring chain. Refunds, reversals, disputes, and chargebacks follow separate messages and timelines.
For card-not-present and recurring businesses, compare the actual checkout and credential model. Hosted checkout, embedded fields, direct API collection, network tokens, stored credentials, account updater services, and 3-D Secure can change integration work, fraud exposure, and PCI DSS scope.
- Authorization and capture controls
- Partial capture, voids, refunds, and partial refunds
- Recurring and merchant-initiated transaction support
- Webhooks, reconciliation reports, and payout reports
Design operations for disputes, fraud, and interruptions
A provider’s acceptance of an industry does not remove the merchant’s responsibility for lawful marketing, clear billing terms, customer authorization, fulfillment, refunds, and dispute response. Providers may monitor fraud, dispute, refund, and authorization performance and can require remediation when the account exceeds contractual or card-network limits.
Continuity is more than a second processor. Token portability, an independent gateway, multiple approved MIDs, and documented failover can reduce migration time. Transactions must still be routed only through accounts approved for that business and activity.
Compare net settlement, not one advertised rate
Payment processing cost may include a percentage rate, per-transaction charge, card-network and assessment fees, gateway fees, cross-border costs, currency conversion, monthly minimums, refund and chargeback fees, and reserves. Interchange-plus, blended, and tiered prices cannot be compared until every fixed and variable component is placed against the same transaction mix.
Settlement timing should state business days, cutoff times, weekends, currencies, reserve deductions, negative-balance handling, and conditions that permit delayed funding. Ask for sample settlement and reconciliation reports before integration.
Choose the route that fits the business you actually operate
Start with legal entity, customer countries, products, delivery time, currencies, payment methods, monthly volume, average and maximum ticket, recurring share, refund rate, dispute history, and technical platform. Then compare written offers for that same operating profile.
- Named acquirer and contracting entity
- Approved MCC, products, websites, countries, and volume
- Reserve, settlement, fees, and termination rights
- Checkout, API, reporting, token export, and support coverage
- A migration plan that does not rely on unapproved transaction routing
FAQ
Common questions
Is a payment processor the same as a merchant account provider?
Not necessarily. A processor handles transaction messages, while the merchant account is the acquiring relationship that permits card acceptance. One PSP may bundle both, or separate companies may provide them.
Can a gateway approve a high-risk merchant?
A standalone gateway can approve access to its technology, but it cannot grant acquiring approval unless the same service also includes underwriting and an acquiring route. Confirm which entity approves the merchant account.
What is the most important processing price to compare?
There is no single rate that captures total cost. Model the full fee schedule, reserve withholding, settlement delay, refund behavior, chargebacks, cross-border activity, currency conversion, and expected transaction mix.
Does a backup processor provide automatic failover?
Only if the second route is contracted, approved for the same activity, technically integrated, and permitted by the routing configuration. A provider logo or unused MID does not create a compliant failover plan.




























