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Global Acquiring

Company overview

About Worldpay

What the company provides

  • Acquirer
  • Processor
  • Gateway
  • Merchant account provider
  • Payouts

Merchant accounts, gateway access, transaction processing and funds handling depend on the selected product.

Worldpay provides direct card and alternative-payment acquiring, payment processing and gateway services.

Corporate Gateway can connect a merchant to a separate acquirer. Worldpay Integrated Payments combines U.S. processing, merchant underwriting and a Worldpay-issued MID with a Member Bank relationship. Access Worldpay also supports card and bank-account payouts as a separate service.

worldpay.comUpdated Jul 31, 2026

Selected product

Global Acquiring

Merchant account & underwriting

  1. Merchant account

    Included: Worldpay

  2. Merchant account approval

    Approval terms not specified

    Global Acquiring does not identify the legal entity responsible for merchant-account approval.

Primary legal entity

Jurisdiction
United States
Company type
Limited liability company

Legal entities by jurisdiction

6 legal entities across 3 jurisdictions

  • United Kingdom3 entities
  • United States2 entities
  • Netherlands1 entity

The legal entity supplying a product can differ by product and country.

Partner programs

ISV and PayFac

Products and services available through each program differ.

  1. ISV

    Independent software vendor

  2. PayFac

    Payment facilitator

Product portfolio

Worldpay products

Compare merchant acquiring and card processing, payment technology, and payouts by account setup, approval, payment or data flow, and contract terms.

Global Acquiring

Role in this product

  • Contracting entity
  • Payment gateway
  • Payment processor
  • Acquirer
  • Merchant settlement

Direct card and alternative-payment acquiring with payment processing, gateway services and remittance to the merchant.

The Worldpay entity providing each service is named in the merchant agreement.

Related services
Global acquiringMerchant accountsMerchant settlementDirect APIHosted checkoutEmbedded checkoutPayment vaultRecurring billingFraud preventionChargeback managementAlternative payment methods
Features
AcquiringMerchant accountGatewayCheckoutPayment operationsFraud and riskChargebacksPricingSettlementCompliance

Corporate Gateway

Role in this product

  • Contracting entity
  • Payment gateway

Gateway technology for merchants whose acquiring agreement can remain with another acquirer or alternative-payment provider.

Worldpay transmits authorization and capture requests; the connected provider controls underwriting, the merchant account, settlement and reserves.

Related services
Direct APIHosted checkoutEmbedded checkoutPayment vaultRecurring billingFraud prevention
Features
GatewayCheckoutPayment operationsFraud and riskPricingCompliance

Worldpay Integrated Payments (U.S.)

Role in this product

  • Contracting entity
  • Payment gateway
  • Payment processor
  • MID issuance
  • Reserve administration

U.S. merchant processing for software-integrated payments.

Worldpay Integrated Payments performs processing, merchant underwriting, issues the MID and can control reserves and processing funds; the Member Bank named in the application provides card-network sponsorship and shares the acquiring and settlement relationship.

Related services
Merchant accountsMerchant settlementDirect APIEmbedded checkoutFraud preventionChargeback management
Features
Merchant accountGatewayCheckoutPayment operationsFraud and riskChargebacksOnboardingPricingReservesSettlementCompliance

Access Worldpay Payouts

Role in this product

  • Contracting entity
  • Payouts
  • Payout API

API-based payouts to cards and bank accounts.

Card Payouts supports standard disbursements and Fast Access through Visa Direct or Mastercard Send; Account Payouts uses enabled domestic, wire, SEPA or international bank-payment routes.

Related services
Customer payoutsDirect API
Features
PayoutsPricingCompliance

Selected product

Global Acquiring

Related services
11 capabilities
Features
10 capabilities

Merchant account, approval, processing & settlement

Who supplies the merchant account, approves the merchant, processes payments and settles funds.

01 · Role in this product
Contracting entity · Payment gateway · Payment processor · Acquirer · Merchant settlement
02 · Merchant account
Included: Worldpay
03 · Merchant underwriting
Worldpay performs merchant underwriting
04 · Merchant settlement
Custom acquirer to merchant settlement

Selected product: Global Acquiring.

Payment processing

Global Acquiring: processing, approval & settlement

Review the payment services included with this product and which companies approve the account, process payments and send merchant settlement.

Selected product: Global Acquiring

Included in Global Acquiring

Features included with this product.

Solutions
Global acquiringMerchant accountsMerchant settlementDirect APIHosted checkoutEmbedded checkoutPayment vaultRecurring billingFraud preventionChargeback managementAlternative payment methods
Capabilities
AcquiringMerchant accountGatewayCheckoutPayment operationsRecurring billingFraud and riskChargebacksPricingSettlementCompliance

Account approval, payment processing & settlement

Who approves the account, processes payments and sends merchant settlement for Global Acquiring; any separate merchant account or acquirer is shown only when identified.

Included

Merchant acquiring

Merchant account, card-network access, sponsor bank and acquirer.

Acquiring responsibilities

Who provides the merchant account, acquires transactions and settles merchant funds for this product.

Role in this product
Acquirer
API-oriented
Yes
Merchant funds
Handles merchant funds at one or more stages
Transaction processing
Yes
Merchant settlement
Yes
Direct acquiring
Yes
Merchant account
Yes
Gateway included
Yes
Onboarding included
Yes
Merchant account model
A Worldpay acquiring account under the legal entity and commercial terms named in the merchant agreement.
Availability
Merchant country, contracting entity, payment method, currency, industry, underwriting and contract dependent.

Merchant account

Merchant account, acquiring and settlement

Capabilities
  • Card acquiring
  • Alternative payment method acquiring
  • Payment processing
  • Merchant remittance
  • Refunds
  • Chargeback processing
Merchant account
Yes
Questions to confirm

What dedicated MID applies to Global Acquiring?

Dedicated MID is not specified for Global Acquiring.

What domestic or offshore MID applies to Global Acquiring?

Domestic or offshore MID is not specified for Global Acquiring.

Which legal entity is the acquirer or merchant-account provider in the signed agreement?

Global Acquiring may be contracted through different regulated entities or sponsor banks.

Application & approval · Global Acquiring

Can this business use the product, and who approves the merchant account?

Merchant-account approval responsibility is not specified for this product.

Business eligibility

Registered-entity and country eligibility is not specified

Company offices do not establish merchant eligibility.

Approval responsibility

Approval terms not specified

Global Acquiring does not identify the legal entity responsible for merchant-account approval.

Approval arrangement
Approval responsibility
Product
Global Acquiring
Owner & operating location
Owner, director and operating-location requirements are not specified
Regulated-business license
Required for regulated businesses

The accepted license, jurisdiction and license holder are not specified.

01Business eligibility & restrictions

Which businesses and activities are accepted?

Product availability depends on the business model, restricted activities and any separate merchant-account approval.

Eligibility requirements

01

Merchant application decision

Worldpay approval and, where applicable, Member Bank or payout-product approval

Restricted activity

Business restrictions

Product · MCC · jurisdiction · sales practice

Sector specific terms

Money services, Marketplaces, Cryptocurrency exchanges, Gambling, Contracts for difference, and Foreign exchange trading

02Application & setup

What information is needed before activation?

Any application documents, identity checks and setup steps stated for this product.

Application & setup

Prepare documents → submit application → merchant-account approval

Missing documents or business details can delay approval and activation.

Application documents

Documents to prepare

The complete application document checklist is not specified

Merchant application & underwriting

  1. 01

    Merchant application

  2. 02

    Business and ownership information

  3. 03

    Merchant underwriting

  4. 04

    Contract and account activation

Application checks

Merchant-account checks

Application and activation requirements.

Website requirements

Required website pages, disclosures and policies are not specified

Merchant-underwriting checks

  • Business identity
  • Beneficial ownership
  • Processing history and expected volume
  • Industry and sales practices
  • Bank account

Merchant onboarding tasks

The onboarding tasks performed by the provider are not specified

Before applying

Application requirements to confirm

Eligibility, documents, checks, restrictions and activation timing are not fully specified.

Approval & restrictions

Who reviews the business and which products, jurisdictions or MCCs are excluded.

  1. 01

    Which legal entity makes each approval decision, and which decisions belong to an external provider?

    The merchant underwriter for Global Acquiring is not specified.

Vertical acceptance

Which high-risk verticals this provider answers for

Every row is a statement the provider publishes about a business type. Hover or focus a decision to read the original wording. A vertical with no row here is one the provider does not address.

Applies only to

Global Acquiring, Worldpay Integrated Payments (U.S.)

Vertical acceptance for Global Acquiring, Worldpay Integrated Payments (U.S.)
VerticalProvider’s position
CryptoConditions applyIn the provider’s wordsCryptocurrency exchanges
Forex CFDConditions applyIn the provider’s wordsContracts for difference
iGamingConditions applyIn the provider’s wordsGambling
Payment methods & countries · Global Acquiring

Where can this merchant accept payments, and which methods are available?

Acquiring is included with this product; each payment method still depends on the merchant configuration.

Selected product

Global Acquiring

Availability depends on the product and merchant

Selected product

Applying merchant

Registered-entity and country eligibility is not specified

The business registration country, acquiring countries and customer countries are separate requirements.

Payment types

  • Cards
  • Wallets
  • Local payment methods
  • Bank transfer
  • Card payouts

Alternative payment methods

≥60 payment methods

The alternative payment methods total can include several products; the number available with this product depends on the agreement.

Currencies

135 currencies

The currencies total can include several products; the number available with this product depends on the agreement.

Availability depends on

  • Selected product
  • Contracting entity
  • Merchant country
  • Payer or recipient country
  • Currency
  • Industry
  • Underwriting
  • Member bank or acquirer
  • Payment method enablement

Acquiring is included with Global Acquiring. Payment-method availability depends on the legal entity, country, currency, industry, MCC and transaction type in the merchant agreement.

01Payment-method availability

Card acceptance, digital wallets, and card payouts

Payment-method availability depends on the selected product, legal entity, merchant country, customer country, currency, merchant category and account configuration.

Card acceptance

Card types

  • Credit card
  • Debit card

Card brands

  • Visa
  • Mastercard
  • American Express
  • Discover
  • Diners Club
  • JCB
  • Maestro

Bank payment rails

Bank methods

Bank methods by customer country are not specified

Bank-transfer rails

Bank-transfer rails by currency are not specified

Digital wallets

Wallets

  • Apple Pay
  • Google Pay

Card payouts

Card payout rails

  • Visa Direct
  • Mastercard Send
02Countries & availability

Where can the merchant be registered, where is acquiring available, and where can customers pay?

Merchant location, acquiring countries, customer location and product availability can differ.

Country coverage

Merchant, acquiring, customer and product countries

  1. 01

    Business registration country

    Where must the business be registered to apply?

    Registered-entity and country eligibility is not specified

    This is where the business is registered; it does not determine acquiring-country or customer-country availability.

    Merchant underwriting
  2. 02

    Acquiring countries

    Where is merchant acquiring available?

    The acquirer for each target country is not specified

    Selected product
  3. 03

    Customer location

    Where can customers pay from?

    Customer countries are not specified

    Customer countries by payment method and currency are not specified for this product.

    Across all products

Countries and payment methods

Countries and payment methods to confirm

  1. Which payment methods are available for my legal entity, customer countries, currencies, industry, MCC and transaction types?

    The payment methods included for the selected product, legal entity and merchant configuration are not specified.

  2. Which customer countries are available for each payment method in the agreement?

    Customer countries are not specified for each payment method.

  3. Which countries are available for each product and payment method?

    Country availability by product and payment method is not specified.

  4. Which country launches are planned, and on what timeline?

    Planned country launches and dates are not specified.

  5. Which legal entity provides acquiring, and which entity settles funds in each target market?

    The acquiring entity for each target market is not specified.

Pricing & funds · Global Acquiring

What does this product cost, and when are funds settled?

Fees and reserves are governed by the merchant-account agreement

Pricing

Standard processing rate is not specified for this product

The processing rate is not specified.

Pricing method

Custom quote

01Commercial terms

What makes up the quoted price?

Review the pricing plan, pricing model, fees and contract duration.

  1. 01 · Pricing plan

    • Global Acquiring contract pricing
  2. 02 · Pricing model

    • Custom

Fee structure

Fees that may appear in the agreement for this product

  1. 01
    Possible fees
    May apply
    • Processing
    • Payment method
    • Foreign exchange
    • Refund
    • Chargeback
    • Risk and security

    Amounts and applicability vary by merchant agreement.

Fees requiring a quote

Amounts and waivers are not specified

monthly fee
setup fee
application fee
annual fee
gateway fee
PCI fee
batch fee
early-termination fee
monthly minimum
02Reserve holder

Which entity can establish or hold a reserve?

The reserve holder, amount and release conditions are not specified.

Reserve holder

The entity holding the reserve is not specified

Reserve holder

Not specified

No reserve policy is specified for Global Acquiring

Reserve terms from another product or provider do not apply to this product.

03Merchant settlement

When are sale proceeds settled, and who sends them to the merchant?

Settlement makes processed sale proceeds available to the merchant.

Merchant settlement

Sale proceeds and settlement responsibility

Settlement schedule

  • Global Acquiring merchant remittance: Set in agreement

Settlement methods

  • Methods: Bank transfer

Pricing & settlement terms

Terms to confirm in the agreement

Price

  1. What is the effective processing price for Global Acquiring, including the percentage rate, per-transaction fee, interchange and card-network fees, and currency-conversion markup?

    Standard processing rate is not specified for the selected product.

  2. Which of these apply, at what amount and on what trigger: monthly fee, setup fee, application fee, annual fee, gateway fee, PCI fee, batch fee, early-termination fee, and monthly minimum?

    Amounts and waivers are not specified for these fees.

  3. What are the initial term, renewal term, cancellation notice period and early-termination charge for this product?

    The initial term, renewal and cancellation terms are not specified for this product.

  4. For Global Acquiring merchant remittance, what is the contractual settlement delay, cutoff timezone and treatment of weekends or holidays?

    The settlement frequency or delay, cutoff timezone, and treatment of weekends or holidays are not fully specified.

  5. Is there a minimum settlement amount, carry-forward rule or fee below threshold for Global Acquiring merchant remittance?

    A settlement minimum or carry-forward rule is not specified.

Reserve & held funds

  1. Can Global Acquiring require a rolling reserve, security deposit or post-termination hold, and what are the percentage, cap, duration and release trigger?

    The reserve percentage, cap, hold period or release terms are not fully specified for this product.

Checkout flow · Global Acquiring

How do checkout, tokenization, provider connections and implementation work?

Checkout, payment processing, merchant settlement and reporting for this acquiring product

Checkout flow

Collect payment details → tokenize → submit → events & diagnostics

The checkout integration determines who controls the payment form, how payment details are tokenized, which providers receive the payment request, and which SDKs and webhooks are available.

Selected product

Global Acquiring

Checkout integrations, tokenization, provider connections, SDKs and webhooks.

  1. Checkout routes

    2 company checkout options

    Varies by product
  2. Gateway integration, security and transaction tools

    Payment authorization · Capture

  3. Payment processing and funds handling

    Worldpay is the acquirer · Processes transactions

  4. Reporting & reconciliation

    Available reports, update times and reconciliation procedures are not specified

    Not specified
01

Checkout routes

Which hosted, embedded or API checkout options are available?

The actual integration surfaces, UI ownership and deployment choices.

Checkout routes

Varies by product
  1. 01

    Hosted Payment Pages

    Hosted checkout

    • Full-page redirect
    • iFrame
    • Lightbox
    • Worldpay hosted
    • Redirect: Yes
    • iFrame: Yes
    • Guest card payments
    • Stored cards
    • Payment links
    • Apple Pay
    • Google Pay
  2. 02

    Payments API with Checkout SDK

    Embedded checkout

    • Web
    • iOS
    • Android
    • Merchant controlled checkout
    • Redirect: No
    • iFrame: No
    • Guest card payments
    • Stored card payments
    • Recurring payments
    • Worldpay tokens
    • Network tokens

Worldpay offers these checkout options, but does not specify which one is included with Global Acquiring.

Checkout integration

Not specified

No checkout integration is specified for this product for Global Acquiring

02

Gateway integration, security and transaction tools

Which payment providers can checkout connect to?

API entry points, testing, events, tokens and authentication.

Selected setup

Connections entry point

How requests enter this product and which integration boundary applies.

Integration options

  • Payments API
  • Modular APIs
  • Hosted payment pages
  • Checkout SDK

Gateway integration, security and transaction tools

Connected payment-provider types

Connections
01

Transaction and security features

  • Payment authorization
  • Capture
  • Refunds
  • Payment queries
  • Stored credential payments
  • Recurring payments
  • Events
  • Fraudsight
  • 3-D Secure
02

Test environment

Sandbox available

03

Webhooks

Payment status

04

Tokenization

  • Worldpay token
  • Network token
05

3-D Secure

Supported

06

Merchant control panel

Yes

Connected acquirer / processor

Payment providers that can receive transactions from the gateway.

Connected acquirer and processor types

Assigned outside this product
  • Acquirer
  • Bank
  • Payment processor

A connected acquirer or processor may have separate pricing, contract and underwriting requirements.

Recurring operations

Recurring operations

Subscription creation, stored credentials, retries and who controls the schedule.

Recurring-payment features
  • Store card agreement
  • Subscription payments
  • Installment payments
  • Unscheduled merchant initiated payments
Billing types
  • Customer initiated transactions
  • Merchant-initiated transactions
Recurring feature availability
  • Stored credential agreement
  • Payment method
  • Merchant account configuration
03

Payment processing and funds handling

Who collects and tokenizes payment details, authorizes payments and handles funds?

Who performs merchant underwriting, payment processing, settlement and merchant support.

Payment processing and funds handling

  • Worldpay is the acquirer
  • Processes transactions
  • Settles merchant funds
  • Provides the merchant account
  • Provides direct acquiring

Available controls

Who performs merchant underwriting, payment processing, settlement and merchant support.

  1. 01

    Supported transaction types

    Which controls are available with this product?

    Supported transaction types

    • Authorization
    • Capture
    • Auto settlement
    • Refunds
    • Payment queries
    • Payment status events
    • Chargeback management
04

Reporting & reconciliation

Which SDKs, events and implementation diagnostics are available?

What operations teams can reconcile, how quickly data arrives and where exceptions are handled.

Reporting & reconciliation

Checkout integration → tokenization → payment submission → webhooks & error reporting

Client SDKs, environments, webhook events, request logs and operational diagnostics.

  1. 01

    Reporting & reconciliation

    What operations teams can reconcile, how quickly data arrives and where exceptions are handled.

    Reporting & reconciliation

    Not specified

    Available reports, update times and reconciliation procedures are not specified

Before integration

Integration details not specified

  1. 01

    Which hosted, embedded or direct-API checkout is contracted for Global Acquiring, and who owns the UI and PCI scope?

    No checkout integration is specified for this product.

  2. 02

    Which transaction, fee, settlement and chargeback reports are available, how quickly do they update, and what reconciliation keys join them?

    Reporting and reconciliation terms are not specified for this product.

Merchant funds, risk & support

Global Acquiring: risk, licenses & support

Payment processing, merchant funds, reserves, chargebacks, contracting entity, regulated payment services and support.

01 / Processing, reserves & chargebacks

Who can suspend payment processing or hold merchant funds?

Payment processing, reserve or other holds on merchant funds, fraud controls and chargeback handling.

Payment processing & funds

Merchant acquiring

Who bears payment losses, who may suspend payment processing, who handles chargebacks and the parties' duties after termination are not specified for this product.

Role in this product
Contracting entity · Payment gateway · Payment processor · Acquirer · Merchant settlement
Who receives and settles funds
Custom acquirer to merchant settlement

Reserve or security deposit

Reserve amount and release terms are not specified

The reserve amount and release schedule are not specified for this product. A reserve may still be included in the final agreement.

Not specified

Fraud, authentication & chargebacks

Fraud screening, 3-D Secure and chargeback handling

Fraud screening, 3-D Secure, and dispute handling are available. Responsibility for chargebacks, refunds, fraud losses and negative balances is not specified. The agreement must also state who can suspend processing or hold settlement funds.

  1. 01

    Before authorization

    Fraud screening

  2. 02

    At checkout

    3-D Secure authentication

  3. 03

    After payment

    Disputes & chargebacks

BEFORE AUTHORIZATION

Fraud screening

Which fraud rules can block or flag a transaction for review?

Capabilities
Fraudsight risk assessment3-D Secure authenticationStrong customer authentication exemptions

AT CHECKOUT

3-D Secure authentication

Which 3-D Secure and verification methods are included?

Authentication · 3-D Secure
Yes
3-D Secure
Yes

AFTER PAYMENT

Disputes & chargebacks

Which dispute and chargeback tools are included?

Chargeback tools
Chargeback processingRepresentmentChargeback reporting
Chargeback reporting
Yes
Before signingReserve, chargeback, settlement hold and suspension terms5 items to confirmReview contract terms
03 / Support

How can merchants reach support?

Company support hours and contact channels are available. It is not specified which ones cover Global Acquiring and payment-processing or merchant-settlement issues. First-response and resolution targets are also not specified.

Support contacts

Company support hours and contacts

The contacts that cover this product and payment-processing or merchant-settlement issues are not specified.

Company contacts

Support hours are not specified for these contacts.

Merchant support

Before signingSupport contacts, hours and response times3 items to confirmReview contract terms
Global Acquiring / Before signing

What should the merchant agreement include?

Confirm the contracting entity, approval conditions, processing fees, merchant funding, reserves, chargebacks, liability, support and termination.

Before signing

Global Acquiring: terms to confirm

Confirm each material commercial, operating and legal term in the agreements that govern this product.

Commercial & funding terms

Processing fees, reserve or security deposit, merchant funding schedule and chargeback fees

Approval, liability & exit

Underwriting conditions, responsible entities, loss allocation, suspension, support and termination

Contract checklist

Terms to review by topic

Jump to the underlying product details

  1. 01Reserves & chargebacksReserve or security deposit, chargebacks, processing suspension and settlement holds.
  2. 02Legal entity & licenseContracting entity, license or registration, and regulated payment services.
  3. 03SupportSupport contacts, hours, response times and escalation.
Merchant agreement

Contract terms to confirm

Review processing fees, merchant funding, reserves, chargebacks, liability, support and termination.

Reserves & chargebacksReserve or security deposit, chargebacks, processing suspension and settlement holds.
  1. Can a reserve or post-termination hold apply to this product, and how is it released?

    The entity that may establish and hold a reserve, the reserve amount and the release terms are not specified.

  2. What events allow Global Acquiring to be suspended or terminated?

    The notice period, any right to cure a breach, and the events allowing immediate suspension are not specified.

  3. What chargeback fee applies?

    Chargeback handling is included, but the fee is not specified.

  4. Who handles open disputes, chargebacks and case submissions after termination?

    Ownership of open disputes, chargebacks and case submissions after termination is not specified.

  5. Who monitors card-network thresholds, and what happens before the merchant exceeds one?

    Card-network monitoring programs and escalation thresholds are not specified.

Legal entity & licenseContracting entity, license or registration, and regulated payment services.
  1. Which legal entity will sign the agreement for this product, and which license or registration applies?

    The contracting legal entity is not specified for this product.

  2. Which privacy framework, controller roles and data-transfer terms apply to this product?

    The privacy framework, controller roles and data-transfer terms are not specified for this product.

  3. Who receives security incidents, and what notification window applies?

    The security incident contact and notification deadline are not specified.

SupportSupport contacts, hours, response times and escalation.
  1. What first-response, update and resolution targets apply by incident severity?

    First-response and resolution targets are not specified.

  2. Who handles escalations for payment failures, integration incidents and account restrictions?

    No escalation contact or process is specified for these incidents.

  3. Which support hours and contact channels cover Global Acquiring, and where should a merchant report payment-processing or merchant-settlement issues?

    The support scope for Global Acquiring and the contacts for payment-processing or merchant-settlement issues are not specified.

Product summary

What this product already includes

What this product includes, which restrictions apply and which merchant-agreement terms are not specified.

Included capabilities

Capabilities included with Global Acquiring.

  • Direct card and alternative-payment acquiring with payment processing, gateway services and remittance to the merchant. The Worldpay entity providing each service is named in the merchant agreement.