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Rapyd Collect

Company overview

About Rapyd

What the company provides

  • Acquirer
  • Processor
  • Payment service provider
  • Payouts
  • Card issuer
  • Wallet & ledger provider

Merchant accounts, gateway access, transaction processing and funds handling depend on the selected product.

Rapyd combines payment acceptance, global payouts, multi-currency Wallet infrastructure and card issuing.

Collect, Disburse, Wallet and Issuing use different money flows, and the contracting entity, regulated service, Network Partners, supported countries, currencies and risk approval depend on the product and agreement.

Founded 2016rapyd.netUpdated Jul 30, 2026

Selected product

Rapyd Collect

Merchant account & merchant review

  1. Payment service setup

    Business activation required

  2. Merchant application review

    Merchant-account provider and merchant review not specified

    The merchant-account provider, merchant underwriter and merchant-underwriting process are not specified.

Primary legal entity

Rapyd Financial Network (2016) Ltd.

Jurisdiction
Israel
Company type
Private company

Legal entities by jurisdiction

9 legal entities across 6 jurisdictions

  • Hong Kong SAR China2 entities
  • Israel2 entities
  • United Kingdom2 entities
  • Iceland1 entity
  • Singapore1 entity
  • United States1 entity

The legal entity supplying a product can differ by product and country.

Product portfolio

Rapyd products

Compare payment acceptance, payouts, wallet and ledger accounts, and card issuing by account setup, approval, payment or data flow, and contract terms.

Rapyd Collect

Role in this product

  • Payment service provider
  • Payment collection

Accept cards, bank transfers, eWallets, cash, real-time payments and selected stablecoin methods through an API, Hosted Checkout, Toolkit or Payment Links.

Payments enter a Rapyd Wallet before the agreed settlement route; acquiring, settlement timing, reserves and chargeback exposure depend on the contracting entity and agreement.

Related services
Alternative payment methodsChargeback managementCrypto paymentsDirect APIFraud preventionGlobal acquiringHosted checkoutMerchant settlementPayment linksRecurring billing
Features
AcquiringChargebacksCheckoutComplianceFraud and riskGatewayOnboardingPricingReconciliationReportingReservesSettlementSupport

Rapyd Disburse

Role in this product

  • Payouts
  • Wallet & ledger provider
  • Foreign exchange

Send one-to-one or mass payouts in 120+ currencies from a funded Rapyd Client Wallet or User Wallet to bank accounts, eligible cards, eWallets, cash pickup and selected stablecoin destinations across 190+ countries.

Rapyd executes the payout through the approved rail or Network Partner; beneficiary country, method, currency, timing and compliance requirements remain route-dependent.

Related services
Crypto paymentsCurrency conversionCustomer payoutsDirect API
Features
ComplianceCurrency managementFraud and riskOnboardingPayoutsPricingReconciliationReportingSupport

Rapyd Wallet

Role in this product

  • Wallet & ledger provider

Use the digital-ledger foundation of Rapyd's Fintech-as-a-Service platform to hold and manage funds through a Client Wallet and optional User Wallets or sub-wallets, accept and send payments in 120+ currencies, fund payouts and fund issued cards.

The applicable e-money issuer, safeguarding treatment, virtual-account route and end-user verification depend on the contracting entity and programme.

Related services
Business accountsCurrency conversionPlatform payments
Features
BankingComplianceCurrency managementOnboardingPricingReconciliationReportingSupport

Rapyd Issuing

Role in this product

  • Card issuer
  • Wallet and balance provider

Issue physical or virtual cards to a Rapyd Wallet contact.

The card draws from the Wallet's available balance, and the card programme, issuing country, scheme, authorization model, card controls, fulfilment and contracting entity must be approved for the specific programme.

Related services
Card issuing
Features
ComplianceIssuingOnboardingPricingReconciliationReportingSupport

Selected product

Rapyd Collect

Related services
10 capabilities
Features
13 capabilities

Business activation, processing & settlement

Who activates the business, processes customer payments, handles refunds and chargebacks, and settles the proceeds.

01 · Role in this product
Payment service provider · Payment collection
02 · Payment service setup
Business activation required
03 · Business activation
Rapyd activates the business for this payment service
04 · Payment proceeds
Custom provider to merchant settlement

Selected product: Rapyd Collect.

Payment processing

Rapyd Collect: processing, approval & settlement

Review the payment services included with this product and which companies approve the account, process payments and send merchant settlement.

Selected product: Rapyd Collect

Included in Rapyd Collect

Features included with this product.

Solutions
Alternative payment methodsChargeback managementCrypto paymentsDirect APIFraud preventionGlobal acquiringHosted checkoutMerchant settlementPayment linksRecurring billing
Capabilities
AcquiringChargebacksCheckoutComplianceCrypto paymentsFraud and riskGatewayOnboardingPricingReconciliationRecurring billingReportingReservesSettlementSupport

Account approval, payment processing & settlement

Who approves the account, processes payments and sends merchant settlement for Rapyd Collect; any separate merchant account or acquirer is shown only when identified.

Included

Payment gateway, PSP and acquirer connections

Integration options, connected PSPs and acquirers, tokenization, 3DS and merchant tools.

Gateway features

Integration → security → merchant tools

Merchant funds
Handles merchant funds at one or more stages
Merchant funds
Yes
Transaction processing
Yes
Merchant settlement
Yes
Merchant account model
Payments enter the Rapyd Wallet and follow the settlement route in the agreement; Card Acquiring is available only where approved.
Gateway availability
Merchant country industry product contracting entity payment method currency network partner and risk approval dependent
  1. 01Merchant integrationIntegration options and connected payment providers
  2. 02Payment securityTokenization, authentication and transport security
  3. 03Development & operations

Gateway connections

Merchant integration, PSP and acquirer connections

Integration options

Integration options
  • REST API
  • Rapyd client portal
  • Rapyd hosted pages

Gateway

Payment technology

Connected payment provider

Types of connected payment providers
  • Acquirer
  • Bank
  • Digital wallet
  • Payment processor

Security controls

Tokens and payment authentication

Tokenization
Yes
Token formats
  • Payment method tokenization

Operations

Webhooks, Control Panel and test environment

Tools used to test an integration and manage live payments.

Webhooks
Yes
Sandbox
Yes
Merchant control panel
Yes
API-oriented
Yes
Gateway included
Yes
Onboarding included
Yes
Gateway features
  • REST API
  • Client portal
  • Hosted pages
  • Transaction status
  • Webhooks
Role in this product
Payment service provider
Market coverage
≥190 countries
Questions to confirm

Which connectors apply to Rapyd Collect?

Connectors are not specified for Rapyd Collect.

Which webhook events apply to Rapyd Collect?

Webhook events are not specified for Rapyd Collect.

Does Rapyd Collect support 3-D Secure, and which payment flows are covered?

3-d secure is not specified for Rapyd Collect.

Processing setup · Rapyd Collect

Can this business use API-based payment processing?

The merchant-account provider and merchant-underwriting process are not specified.

Business eligibility

Business-country eligibility for this processing product is not specified

Company offices do not establish merchant-account or processing eligibility.

Merchant application review

Merchant-account provider and merchant review not specified

The merchant-account provider, merchant underwriter and merchant-underwriting process are not specified.

Merchant-account model
Merchant application review
Product
Rapyd Collect
Owner & operating location
Andorra, Albania, Armenia, Austria, Australia, Bosnia & Herzegovina, Belgium, Bulgaria, Brazil, Switzerland, Colombia, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, Faroe Islands, France, United Kingdom, Georgia, Gibraltar, Greenland, Greece, Hong Kong, Croatia, Hungary, Indonesia, Ireland, Israel, Isle of Man, Iceland, Italy, Japan, South Korea, Liechtenstein, Lithuania, Luxembourg, Latvia, Monaco, Moldova, Montenegro, North Macedonia, Malta, Mexico, Malaysia, Netherlands, Norway, New Zealand, Philippines, Poland, Portugal, Romania, Serbia, Singapore, Slovenia, Slovakia, San Marino, Thailand, Türkiye, Taiwan, Ukraine, United States, Vietnam, and South Africa included · Criterion: legal entity registration · Location means legal entity registration

Applicant-location rules are separate from the country in which customers pay.

Regulated-business license
Required for regulated businesses

The accepted license, jurisdiction and license holder are not specified.

01Business eligibility & restrictions

Which businesses and transaction types are accepted?

Product access depends on the business model, prohibited activities and the merchant-account arrangement used for processing.

Eligibility requirements

01

Merchant application decision

Business activity, license, jurisdiction, requested product, contracting entity, Network Partner requirements and Rapyd approval dependent

Restricted activity

Business restrictions

Product · MCC · jurisdiction · sales practice

Restricted: additional review required

Adult content and services, Affiliate marketing, CBD and cannabis, Contracts for difference, Crypto and virtual currency services, Digital wallets, Financial services, Games with prizes, Gambling, Marketplaces, Social gaming and sweepstakes, Travel, and Video game credits

Prohibited

Binary options, Crypto mining, Financial spread betting, Illegal or miscoded gambling, Initial coin offerings, NFT platforms, Privacy coin transactions, Prohibited adult services, Rolling spot forex, Token swap services, and Unlicensed financial investment or currency exchange activities

02Processing application

What is needed before API processing can start?

Business, merchant-account, integration and compliance information required by the processor and acquiring provider.

Processing application

Agree merchant-account provider → complete merchant review → integrate → enable live processing

Processing cannot start until both the commercial approval and technical integration are complete.

Processing application documents

Documents to prepare

  1. 01Company information
  2. 02Requested products
  3. 03Operating jurisdictions
  4. 04Business activities
  5. 05Intended payment and funds flows
  6. 06Expected volumes
  7. 07Beneficial owners and control
  8. 08Industry license where applicable

Merchant review & processing activation

  1. 01

    Provide company and service information

  2. 02

    Assign contracting entity

  3. 03

    Complete business and beneficial owner verification

  4. 04

    Complete product industry and risk review

  5. 05

    Agree product and region specific terms

  6. 06

    Activate account and approved products

Processing checks

Merchant-account and processing requirements

Application and activation requirements.

Website requirements

Required website pages, disclosures and policies are not specified

Merchant-account and processing requirements

  • Business verification
  • Wallet contact KYB or KYC
  • AML and sanctions screening
  • Business and payment flow risk review
  • Restricted business review
  • Network partner review where applicable

Processing onboarding tasks

  • Business onboarding
  • Wallet contact verification
  • Hosted identity verification
  • Requests for additional information

Before applying

Application requirements to confirm

The merchant-account provider, merchant review, restrictions and activation conditions are not fully specified.

Approval & restrictions

Who reviews the business and which products, jurisdictions or MCCs are excluded.

  1. 01

    Which provider supplies the merchant account, performs merchant underwriting and approves processing for this API product?

    The merchant-account provider, merchant underwriter and live-processing requirements are not specified.

Vertical acceptance

Which high-risk verticals this provider answers for

Every row is a statement the provider publishes about a business type. Hover or focus a decision to read the original wording. A vertical with no row here is one the provider does not address.

Applies to

Everything this company was reviewed for

Vertical acceptance for Everything this company was reviewed for
VerticalProvider’s position
AdultProhibitedIn the provider’s wordsProhibited adult services
Binary optionsProhibited
CBDConditions applyIn the provider’s wordsCBD and cannabis
CryptoConditions applyIn the provider’s wordsCrypto and virtual currency services
Financial servicesConditions apply
Forex CFDProhibitedIn the provider’s wordsRolling spot forex
iGamingConditions applyIn the provider’s wordsGambling
TravelConditions apply
Video gamingConditions applyIn the provider’s wordsVideo game credits

Applies only to

Rapyd Collect, Rapyd Disburse, Rapyd Wallet

Vertical acceptance for Rapyd Collect, Rapyd Disburse, Rapyd Wallet
VerticalProvider’s position
Online tradingAccepted

Industry fit

Supported industries & underwriting requirements

Industries

Select an industry to see merchant eligibility, application requirements and payment operations.

Industry and underwriting details

iGaming operator requirements

Rapyd provides deposit and withdrawal support for regulated iGaming operators through Rapyd Collect. The merchant-account and underwriting arrangements are not specified for this product. Operator type, license and jurisdiction affect eligibility.

  1. 01 · Operator requirements

    Target client type
    Licensed iGaming or online gambling operator requiring payment acceptance, player payouts or multi-currency funds management

  2. 02 · Deposit and withdrawal model

    Use cases
    • Player deposits
    • Player withdrawals
    • Instant payouts
    • Stablecoin payouts
    • Multi currency wallet and settlement
Questions to confirm

Which accepted operator licenses apply to Rapyd Collect?

Accepted operator licenses are not specified for Rapyd Collect.

Which jurisdiction codes apply to Rapyd Collect?

Jurisdiction codes are not specified for Rapyd Collect.

Which responsible-gambling controls apply to Rapyd Collect?

Responsible-gambling controls are not specified for Rapyd Collect.

Which supported jurisdictions apply to Rapyd Collect?

Supported jurisdictions are not specified for Rapyd Collect.

Payment methods & countries · Rapyd Collect

Where can the business process payments, and which methods are available?

Company payment-method and country totals can span multiple products.

Selected product

Rapyd Collect

Payment-method availability

Selected product

Business applying for processing

Business-country eligibility for this processing product is not specified

The business registration country, acquiring countries and customer countries are separate requirements.

Method categories

  • Bank transfer
  • Cards
  • Crypto
  • Local payment methods
  • Real-time bank payments
  • Wallets

Presentment currencies

≥150 currencies

This total applies to Rapyd Collect; enabled currencies still depend on the account and agreement.

Availability depends on

  • Rapyd collect
  • Contracting entity
  • Merchant legal entity country
  • Business activity and license
  • Payer country
  • Currency
  • Payment method
  • Network partner
  • Account configuration
  • Risk and compliance approval

Rapyd Collect payment methods and market coverage depend on the legal entity, merchant country, customer country, currency, industry and account configuration.

01Payment-method availability

Card acceptance, bank payment rails, and digital wallets

Payment-method availability depends on the selected product, legal entity, merchant country, customer country, currency, merchant category and account configuration.

Card acceptance

Card types

  • Credit card
  • Debit card

Card brands

  • American Express
  • Mastercard
  • Visa

Bank payment rails

Bank methods

  • Local bank transfer
  • Real time payment
  • Virtual account

Bank-transfer rails

Bank-transfer rails by currency are not specified

Digital wallets

Wallets

  • Apple Pay
  • Google Pay
  • Third-party e-wallet

Card payouts

Card payout rails

Card-payout availability is not specified for this product

02Countries & availability

Where can the business be registered, where is acquiring available, and where can customers pay?

Business location, merchant-account coverage, acquiring countries and customer location can differ.

Country coverage

Merchant, acquiring, customer and product countries

  1. 01

    Business location

    Where can the business applying for processing be registered?

    Business-country eligibility for this processing product is not specified

    This is where the business is registered; it does not determine acquiring-country or customer-country availability.

    Merchant application review
  2. 02

    Acquiring countries

    Where is merchant acquiring available?

    The acquirer for each target country is not specified

    Across all products
  3. 03

    Customer location

    Where can customers pay from?

    Customer countries are not specified

    Customer countries by payment method and currency are not specified for this product.

    Across all products
  4. 04

    Product availability

    Where is this product available?

    ≥190 countries

    This is the number of markets for Rapyd Collect. Acquiring countries and eligible merchant countries are not specified.

    Selected product

Countries and payment methods

Countries and payment methods to confirm

  1. Which payment methods are available for my legal entity, customer countries, currencies, industry, MCC and transaction types?

    The payment methods included for the selected product, legal entity and merchant configuration are not specified.

  2. Which customer countries are available for each payment method in the agreement?

    Customer countries are not specified for each payment method.

  3. Which countries are available for each product and payment method?

    Country availability by product and payment method is not specified.

  4. Which country launches are planned, and on what timeline?

    Planned country launches and dates are not specified.

  5. Which legal entity provides acquiring, and which entity settles funds in each target market?

    Additional acquiring countries and the acquiring entity for each market are not specified.

  6. Which alternative payment methods are available for this product?

    Alternative payment methods are not specified for this product.

Pricing & funds · Rapyd Collect

What does this product cost, and when are funds settled?

Product price, contracting entity and additional fees

Pricing

Standard processing rate is not specified for this product

Published rates can still vary by payment method, country, currency and merchant agreement.

Pricing method

Custom quote

01Commercial terms

What makes up the quoted price?

Review the pricing plan, pricing model, fees and contract duration.

  1. 01 · Pricing plan

    • Rapyd Collect IC++ structure with quoted acquirer fee

  2. 02 · Pricing model

    • Interchange plus
    • Custom

Fee structure

Fees that may appear in the agreement for this product

  1. 01
    Possible fees
    May apply
    • Interchange
    • Card scheme fees
    • Quoted acquirer fee
    • Foreign exchange
    • Chargeback handling
    • High risk payment processing
    • Network partner fees and fines

    Amounts and applicability vary by merchant agreement.

  2. 02
    Processing rates
    • Rapyd Collect card IC++ pricing · Interchange plus

Fees requiring a quote

Amounts and waivers are not specified

monthly fee
setup fee
application fee
annual fee
gateway fee
PCI fee
batch fee
early-termination fee
monthly minimum
02Reserve terms

Who holds the reserve, how much is withheld, and when is it released?

Reserve terms cover the holder, funding method, amount, hold period and release conditions.

Reserve terms

Reserve holder, amount and release terms

The holder, amount, hold period and release conditions form one reserve arrangement.

  1. 01

    Reserve type

    • EEA Collect risk reserve: Fixed reserve, Post-termination hold, and Upfront reserve

    Cash deposit and Payment or settlement withholding

  2. 02

    Hold & release

    • 180+ calendar days hold · after termination release
  3. 03

    Amount

    Amount not specified

    A reserve may apply; its amount and cap are not specified.

03Merchant settlement

When are sale proceeds settled, and who sends them to the merchant?

Settlement makes processed sale proceeds available to the merchant.

Merchant settlement

Sale proceeds and settlement responsibility

Settlement schedule

  • EEA Collect bank settlement: Set in agreement · delay Up to 7 business days

Settlement methods

  • Methods: Bank transfer

Pricing & settlement terms

Terms to confirm in the agreement

Price

  1. What is the effective processing price for Rapyd Collect, including the percentage rate, per-transaction fee, interchange and card-network fees, and currency-conversion markup?

    Standard processing rate is not specified for the selected product.

  2. Which of these apply, at what amount and on what trigger: monthly fee, setup fee, application fee, annual fee, gateway fee, PCI fee, batch fee, early-termination fee, and monthly minimum?

    Amounts and waivers are not specified for these fees.

  3. What are the initial term, renewal term, cancellation notice period and early-termination charge for this product?

    The initial term, renewal and cancellation terms are not specified for this product.

  4. Is there a minimum settlement amount, carry-forward rule or fee below threshold for EEA Collect bank settlement?

    A settlement minimum or carry-forward rule is not specified.

Reserve & held funds

  1. What percentage or fixed amount is withheld under EEA Collect risk reserve, is there a cap, and which transaction volume is used?

    A reserve may apply; its amount and cap are not specified.

Checkout flow · Rapyd Collect

How do checkout, tokenization, provider connections and implementation work?

Checkout and payment processing through Rapyd Payments API, Rapyd Hosted Checkout, Rapyd Toolkit, and Rapyd Payment Links

Checkout flow

Collect payment details → tokenize → submit → events & diagnostics

The checkout integration determines who controls the payment form, how payment details are tokenized, which providers receive the payment request, and which SDKs and webhooks are available.

Selected product

Rapyd Collect

Checkout integrations, tokenization, provider connections, SDKs and webhooks.

  1. Checkout routes

    4 integration options

  2. Gateway integration, security and transaction tools

    REST API · Client portal

  3. Payment processing and funds handling

    Rapyd provides payment acceptance and processing · Processes transactions

  4. Reporting & reconciliation

    Included with this product

01

Checkout routes

Which hosted, embedded or API checkout options are available?

The actual integration surfaces, UI ownership and deployment choices.

Checkout routes

  1. 01

    Rapyd Payments API

    Server to server API

    • Merchant website
    • Merchant app
    • Redirect: No
    • Merchant controlled checkout
    • Cards
    • Bank transfers
    • Ewallets
    • Cash
    • Real time payments
    • Stablecoin payments
    • Refunds
    • Disputes
  2. 02

    Rapyd Hosted Checkout

    Hosted checkout

    • Redirect
    • Redirect: Yes
    • Provider hosted checkout
    • Cards
    • Local payment methods
    • Payment status
  3. 03

    Rapyd Toolkit

    Embedded checkout toolkit

    • Merchant website
    • Merchant app
    • Customized checkout
    • Embedded payment experience
    • Payment method selection
  4. 04

    Rapyd Payment Links

    Hosted payment link

    • Payment link
    • Redirect: Yes
    • One time link
    • Reusable link
    • Hosted checkout
    • Cards
    • Local payment methods
    • Stablecoin payments

Checkout UI

  • Rapyd Payments API: Checkout UI: Merchant-controlled interface using Rapyd API responses
  • Rapyd Hosted Checkout: Checkout UI: Rapyd hosted checkout
  • Rapyd Toolkit: Checkout UI: Merchant experience with Rapyd Toolkit components
  • Rapyd Payment Links: Checkout UI: Rapyd hosted payment page

Checkout controls

  • Payments API
  • Hosted checkout
  • Developer toolkit
  • Payment links
  • Subscriptions
  • Payment method tokenization
  • Refunds
  • Disputes
02

Gateway integration, security and transaction tools

Which payment providers can checkout connect to?

API entry points, testing, events, tokens and authentication.

Selected setup

Connections entry point

How requests enter this product and which integration boundary applies.

Integration options

  • REST API
  • Rapyd client portal
  • Rapyd hosted pages

Gateway integration, security and transaction tools

Connected payment-provider types

Connections
01

Transaction and security features

  • REST API
  • Client portal
  • Hosted pages
  • Transaction status
  • Webhooks
02

Test environment

Sandbox available

03

Webhooks

Webhooks are available; supported events are not specified

04

Tokenization

  • Payment method tokenization
05

3-D Secure

Supported 3-D Secure versions are not specified

06

Merchant control panel

Yes

Connected acquirer / processor

Payment providers that can receive transactions from the gateway.

Connected acquirer and processor types

Assigned outside this product
  • Acquirer
  • Bank
  • Digital wallet
  • Payment processor

A connected acquirer or processor may have separate pricing, contract and underwriting requirements.

Recurring operations

Recurring operations

Subscription creation, stored credentials, retries and who controls the schedule.

Recurring-payment features
  • Subscriptions
  • Single invoices
  • Mass invoices
  • Recurring payments
Recurring feature availability
  • Merchant country
  • Payment method
  • Currency
  • Account configuration
  • Approval
03

Payment processing and funds handling

Who collects and tokenizes payment details, authorizes payments and handles funds?

Who activates the business, processes and collects payments, handles refunds and chargebacks, settles proceeds and provides support.

Payment processing and funds handling

  • Rapyd provides payment acceptance and processing
  • Processes transactions
  • Settles merchant funds
  • Handles merchant funds
04

Reporting & reconciliation

Which SDKs, events and implementation diagnostics are available?

What operations teams can reconcile, how quickly data arrives and where exceptions are handled.

Reporting & reconciliation

Checkout integration → tokenization → payment submission → webhooks & error reporting

Client SDKs, environments, webhook events, request logs and operational diagnostics.

  1. 01

    Reporting & reconciliation

    What operations teams can reconcile, how quickly data arrives and where exceptions are handled.

    Consolidated reporting

    Included with this product

    Reconciliation

    Product name
    Rapyd Wallet and transaction reconciliation reporting
    Status discrepancy handling
    Rapyd provides daily Merchant Reconciliation Reports for checking transactions, fees, Wallet balances and net settlement amounts. The merchant performs the checks and can ask Rapyd Support to reconcile a discrepancy.

Before integration

Integration details not specified

  1. 01

    Which webhook events are supported, how is the message signature verified, and what are the retry and delivery-order rules?

    Supported events, signature verification, retry and ordering rules are not specified.

Crypto payments, wallets & support

Rapyd Collect: risk, licenses & support

Payment confirmation, wallet custody, receipt transfers, account restrictions, contracting entity and support.

01 / Crypto payment risk & account controls

How are crypto payments confirmed, held and transferred?

Payment status, wallet custody, receipt routing, refunds, transfer restrictions and account holds for the selected product.

Crypto receipts & wallet custody

API-based payment processing

Who bears payment losses, who may suspend payment processing, who handles chargebacks and the parties' duties after termination are not specified for this product.

Role in this product
Payment service provider · Payment collection
Where crypto receipts go
Custom provider to merchant settlementEEA Collect bank settlement. Merchant settlement is provided by Rapyd contracting entity and, where applicable, Network Partner.

Account balance hold or reserve

Hold funding and release

EEA Collect risk reserve

Reserve may apply
  1. 01

    Funding method

    Cash deposit · Payment or settlement withholding

  2. 02

    Reserve type

    Fixed reserve · Post-termination hold · Upfront reserve

  3. 03

    Reserve amount

    Not specified

  4. 04

    Release

    180+ calendar days · After termination release

Payment confirmation, wallet custody & transfers

How crypto receipts move from checkout to the merchant

Payment status updates and automatic transfers and conversion are available. Confirmation thresholds, wrong-asset or wrong-network handling, underpayments, overpayments, refunds and account-hold terms are not specified unless listed below.

  1. 01

    Payment status

    Invoice & payment updates

  2. 02

    Transfer

    Automatic transfers & conversion

PAYMENT STATUS

Invoice & payment updates

Which invoice and payment status events are sent to the merchant?

Capabilities
Fraud monitoringFraud controlsTransaction screeningPayout screeningRisk rules
Signals
Transaction dataPayment method dataAccount dataBeneficiary data

TRANSFER

Automatic transfers & conversion

Which automatic transfer schedules and receipt-conversion options are available?

Chargeback tools
Dispute managementChargeback managementChargeback notificationsRepresentment decision support
Chargeback reporting
Yes
Before signingConfirmation, payment exception, refund, wallet and account-hold terms5 items to confirmReview contract terms
02 / Legal entity, license & registration

Which legal entity contracts with the business, holds any custodial balance and provides the selected services?

The contracting entity, wallet custodian or balance holder, and any registration or authorization for custody, conversion or payment services can differ by account and jurisdiction.

For this product

Contracting entity, wallet custodian and registration

Payment service provider. The contracting entity, the entity holding any custodial wallet balance, and the applicable license or registration are not specified for Rapyd Collect.

A company registration does not by itself identify the entity holding the account balance or the authorization covering custody, conversion or payment services.

  1. 01 · Contracting entity

    Not specified for this product

  2. 02 · Wallet custodian or balance holder

    Not specified for this product

  3. 03 · License or registration

    Not specified for this product

Company legal entities, licenses & registrations

Company registrations and payment-services licenses do not identify the contracting entity for every product.

8 entities · 9 licenses or registrations

Rapyd Europe hf.

Iceland · Registry 500683-0589 · Public limited company

Electronic Money Institution

Central Bank of Iceland · Registration 500683-0589 · 2 permitted payment services · Active · Entity: Rapyd Europe hf.

Other legal entities (7)

Rapyd Payments Limited

United Kingdom · Registry 08053178 · Private limited company · Incorporated May 1, 2012

Electronic Money Institution

Financial Conduct Authority · Firm Reference Number 900688 · 2 permitted payment services · Entity: Rapyd Payments Limited

CashDash UK Limited

United Kingdom · Registry 10207686 · Private limited company · Incorporated May 31, 2016

Electronic Money Institution

Financial Conduct Authority · Firm Reference Number 900769 · 2 permitted payment services · Entity: CashDash UK Limited

Rapyd Holdings Pte. Ltd.

Singapore · Private limited company

Major Payment Institution

Monetary Authority of Singapore · License PS20200311 · 5 permitted payment services · Active · Entity: Rapyd Holdings Pte. Ltd.

Rapyd HK Limited

Hong Kong SAR China · Limited company

Money Service Operator License

Hong Kong Customs and Excise Department · License 19-06-02796 · Entity: Rapyd HK Limited

Money Lenders License

Hong Kong Companies Registry · License 0854/2025 · Entity: Rapyd HK Limited

Rapyd HK Asia Limited

Hong Kong SAR China · Limited company

Trust or Company Service Provider License

Hong Kong Companies Registry · License TC007913 · Entity: Rapyd HK Asia Limited

Rapyd Payments Israel Ltd.

Israel · Registry 516003837 · Private company

Payment Services License

Israeli Securities Authority · Registration 516003837 · 1 permitted payment service · Entity: Rapyd Payments Israel Ltd.

Rapyd Financial Technology US Inc.

United States · Corporation

Money Services Business registration

Financial Crimes Enforcement Network · Registration 31000258164740 · FinCEN MSB Registrant Search · Entity: Rapyd Financial Technology US Inc.

Security & regulatory information

These certifications, safeguarding arrangements and cross-border permissions apply to named company entities or to the company generally. Which ones apply to Rapyd Collect is not specified.

01

Security standards

Certifications and assessments

PCI DSS Level 1 service provider compliance

Service provider level 1

SOC 2 Type II report

Before signingContracting entity, wallet custody, registration and privacy terms3 items to confirmReview contract terms
03 / Support

How can merchants reach support?

Company support hours and contact channels are available. It is not specified which ones cover Rapyd Collect and invoice, payment-confirmation, wallet-balance, transfer, conversion, API or webhook issues. First-response and resolution targets are also not specified.

Support contacts

Company support hours and contacts

The contacts that cover this product and invoice, payment-confirmation, wallet-balance, transfer, conversion, API or webhook issues are not specified.

Other company contacts

Support hours are not specified for these contacts.

Sales

rapyd.net/contact

Developer

docs.rapyd.net

General

rapyd.net/security-compliance/regulatory-framework

Security

Cyber@Rapyd.net

Privacy

Privacy@Rapyd.net
Before signingSupport contacts, hours and response times3 items to confirmReview contract terms
Rapyd Collect / Before signing

What should the merchant agreement include?

Confirm the contracting entity, approval conditions, processing fees, merchant funding, reserves, chargebacks, liability, support and termination.

Before signing

Rapyd Collect: terms to confirm

Confirm each material commercial, operating and legal term in the agreements that govern this product.

Commercial & funding terms

Processing fees, reserve or security deposit, merchant funding schedule and chargeback fees

Approval, liability & exit

Underwriting conditions, responsible entities, loss allocation, suspension, support and termination

Contract checklist

Terms to review by topic

Jump to the underlying product details

  1. 01Reserves & chargebacksReserve or security deposit, chargebacks, processing suspension and settlement holds.
  2. 02Legal entity & licenseContracting entity, license or registration, and regulated payment services.
  3. 03SupportSupport contacts, hours, response times and escalation.
Merchant agreement

Contract terms to confirm

Review processing fees, merchant funding, reserves, chargebacks, liability, support and termination.

Reserves & chargebacksReserve or security deposit, chargebacks, processing suspension and settlement holds.

  1. What events allow Rapyd Collect to be suspended or terminated?

    The notice period, any right to cure a breach, and the events allowing immediate suspension are not specified.

  2. What reserve percentage and cap apply, and which obligations continue after termination?

    Reserve percentage and reserve cap are not specified. Hold period: 180+ calendar days · Release method: After termination.

  3. What chargeback fee applies?

    Chargeback handling is included, but the fee is not specified.

  4. Who handles open disputes, chargebacks and case submissions after termination?

    Ownership of open disputes, chargebacks and case submissions after termination is not specified.

  5. Who monitors card-network thresholds, and what happens before the merchant exceeds one?

    Card-network monitoring programs and escalation thresholds are not specified.

Legal entity & licenseContracting entity, license or registration, and regulated payment services.

  1. Which legal entity will sign the agreement for this product, and which license or registration applies?

    The contracting legal entity is not specified for this product.

  2. Which privacy framework, controller roles and data-transfer terms apply to this product?

    The privacy framework, controller roles and data-transfer terms are not specified for this product.

  3. Who receives security incidents, and what notification window applies?

    The security incident contact and notification deadline are not specified.

SupportSupport contacts, hours, response times and escalation.

  1. What first-response, update and resolution targets apply by incident severity?

    First-response and resolution targets are not specified.

  2. Which support hours and contact channels cover Rapyd Collect, and where should a merchant report payment-processing or merchant-settlement issues?

    The support scope for Rapyd Collect and the contacts for payment-processing or merchant-settlement issues are not specified.

  3. Which support-request topics and routing options are available in the support form?

    Support-form topics and routing options are not specified.

Product summary

What this product already includes

What this product includes, which restrictions apply and which merchant-agreement terms are not specified.

Included capabilities

Capabilities included with Rapyd Collect.

  • Accept cards, bank transfers, eWallets, cash, real-time payments and selected stablecoin methods through an API, Hosted Checkout, Toolkit or Payment Links. Payments enter a Rapyd Wallet before the agreed settlement route; acquiring, settlement timing, reserves and chargeback exposure depend on the contracting entity and agreement.