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Receive stablecoin payments

Company overview

About BVNK

What the company provides

  • Crypto payment provider
  • Payouts
  • Orchestrator
  • Embedded wallet provider
  • Self managed payment orchestrator
  • Virtual account provider

Account entity, custody, assets, networks and conversion options depend on the business country and account configuration.

BVNK provides managed stablecoin payment acceptance and payouts, fiat Virtual Accounts, Embedded Wallets and the self-managed Layer1 payment-orchestration product.

The applicable BVNK entity, licence, supported assets, payment rails, custody model and settlement route depend on the product, jurisdiction and agreement.

Founded 2021bvnk.comUpdated Jul 30, 2026

Selected product

Receive stablecoin payments

Business account & verification

  1. Business account

    Crypto payment account

  2. Business verification

    Business verification required before activation

    Company details, business activity, operating regions, source of funds, directors and beneficial owners are reviewed. The account entity performing the review depends on the business country.

Primary legal entity

Jurisdiction
United Kingdom
Registration number
13549382
Company type
Private limited company

Legal entities by jurisdiction

4 legal entities across 3 jurisdictions

  • United Kingdom2 entities
  • Malta1 entity
  • United States1 entity

Operating scale

Countries supported
≥130 countries

The legal entity supplying a product can differ by product and country.

Product portfolio

BVNK products

Compare merchant acquiring and card processing, payouts, virtual accounts, and payment orchestration by account setup, approval, payment or data flow, and contract terms.

Receive stablecoin payments

Role in this product

  • Crypto payment provider
  • Wallet and custody provider
  • Currency conversion provider
  • Wallet settlement provider

Accept stablecoin or cryptocurrency payments through Payment Links, a hosted payment page, an API-controlled interface or reusable Channel addresses.

BVNK monitors the blockchain, applies the configured conversion and credits the selected BVNK wallet in fiat, the same stablecoin or another supported cryptoasset.

Features
REST APIPayment-status webhooksMerchant wallet

Send stablecoin payments

Role in this product

  • Payouts
  • Wallet and custody provider
  • Currency conversion provider

Send stablecoins to a beneficiary's digital-asset wallet from a prefunded fiat or crypto BVNK wallet.

In the fiat-funded flow, BVNK converts the fiat balance to the requested stablecoin and transfers it to the supplied blockchain address; blockchain transfers are final once completed.

Related services
Crypto paymentsCustomer payoutsCurrency conversionDirect API
Features
PayoutsGatewayCurrency managementPricingOnboardingReportingSupportCompliance

Virtual Accounts

Role in this product

  • Virtual account provider
  • E-money issuer

BVNK-managed fiat payment instruments linked to BVNK wallets.

Business Virtual Accounts can provide named USD, EUR or GBP account details for sending and receiving funds; Customer Virtual Accounts are a separate embedded configuration and are currently available only in EUR with SEPA pay-ins and payouts.

Related services
Business accountsDirect API
Features
BankingGatewayPricingOnboardingReportingSupportCompliance

Embedded Wallets

Role in this product

  • Embedded customer wallets
  • Wallet and custody provider

Create fiat or crypto wallets for customers inside a partner's product.

The partner controls the customer experience while the selected BVNK onboarding model determines whether BVNK or the eligible regulated partner performs identity verification; wallet, currency and payment-rail availability remains jurisdiction-dependent.

Related services
Crypto paymentsCurrency conversionDirect API
Features
GatewayCurrency managementPricingOnboardingReportingSupportCompliance

Layer1

Role in this product

  • Self-managed payment orchestration

Self-managed stablecoin payment infrastructure for routing, conversion, trading and payment execution across fiat and blockchain rails.

The customer operates under its own licences and connects its own custodian and liquidity providers; BVNK's managed custody and regulated payment services are not automatically included.

Related services
Payment orchestrationPayment routingCurrency conversionDirect API
Features
OrchestrationGatewayCurrency managementPricingClient onboardingReportingSupportCompliance

Selected product

Receive stablecoin payments

Features
REST APIPayment-status webhooksMerchant wallet

Merchant account, approval, processing & settlement

Who supplies the merchant account, approves the merchant, processes payments and settles funds.

01 · Role in this product
Crypto payment provider · Wallet and custody provider · Currency conversion provider · Wallet settlement provider
02 · Business account
Crypto payment account
03 · Business verification
Business verification required before activation
04 · Crypto receipt routing
Fiat wallet · Same stablecoin wallet · Different supported crypto wallet

Selected product: Receive stablecoin payments.

Crypto payments

Receive stablecoin payments: checkout, wallet & settlement

Review crypto checkout, payment status, merchant-wallet access, conversion and the party that transfers merchant funds.

Selected product: Receive stablecoin payments

Included in Receive stablecoin payments

Features included with this product.

Capabilities
REST APIPayment-status webhooksMerchant wallet

Crypto account, processing & transfers

Who provides crypto checkout, processes payments, operates the merchant wallet and transfers merchant funds for Receive stablecoin payments.

Included

Crypto checkout & wallet API

Crypto checkout, merchant-wallet access, payment status, webhooks and account tools.

Crypto payment path

Checkout → payment status → merchant wallet

Merchant funds
Handles merchant funds at one or more stages
Merchant funds
Yes
Transaction processing
Yes
Merchant settlement
Yes
Gateway availability
Business country contracting entity asset network settlement currency and compliance dependent
  1. 01 · Accept

    Crypto checkout, invoice and API options

    Capabilities
    • API access
    • Transaction status
    • Idempotency
    • Webhooks
    Integration options
    • BVNK portal
    • REST API
  2. 02 · Track

    Payment status events and webhooks

    Available
    Yes
  3. 03 · Operate

    Merchant dashboard and test environment

    Role in this product
    Crypto payment provider
    API-oriented
    Yes
    Sandbox
    Yes
    Merchant control panel
    Yes
Questions to confirm

Which webhook events apply to Receive stablecoin payments?

Webhook events are not specified for Receive stablecoin payments.

Business account · Receive stablecoin payments

Can this business open a crypto payment account?

Business verification required before activation

Business eligibility

Business-country eligibility for this crypto payment account is not specified

Company offices do not establish eligibility for a crypto payment account.

Business verification

Business verification required before activation

Company details, business activity, operating regions, source of funds, directors and beneficial owners are reviewed. The account entity performing the review depends on the business country.

Account review
Business verification
Product
Receive stablecoin payments
Owner & operating location
Owner, director and operating-location requirements are not specified
Regulated-business license
Required for regulated businesses

The accepted license, jurisdiction and license holder are not specified.

01Business eligibility & restrictions

Which businesses and countries are eligible?

Account availability depends on the business country, activity, operating regions, source of funds and compliance review.

Eligibility requirements

01

Merchant application decision

Business, jurisdiction, delivery model, payment flow and compliance-review dependent

Restricted activity

Business restrictions

Business activity · country · regulation · risk

Business-activity, country, regulatory and risk restrictions are not specified for this product.

02Business verification

What is needed before the account can be activated?

Company registration, tax and ownership details, business activity, operating regions, source of funds and any required business license.

Business verification

Create account → submit business details → complete verification → integrate API

The account entity and available API instance depend on the business registration country.

Business-verification documents

Documents to prepare

  1. 01Certificate of incorporation or registration
  2. 02Articles of association
  3. 03Proof of business address
  4. 04Shareholder register
  5. 05Ownership structure chart
  6. 06Director identity and address documents
  7. 07Owner identity and address documents
  8. 08Authorised representative identity and address documents
  9. 09Business license where applicable
  10. 10Source of funds documents where required
  11. 11Legal entity details
  12. 12Registered and operating addresses
  13. 13Nature of business
  14. 14Intended payment flows
  15. 15Expected payment volumes
  16. 16Source of funds
  17. 17Directors
  18. 18Authorised signatory
  19. 19Beneficial owners

Business verification & account activation

  1. 01

    Select delivery model

  2. 02

    Define payment and funds flows

  3. 03

    Create sandbox account

  4. 04

    Complete business verification

  5. 05

    Integrate and test

  6. 06

    Apply for production access

Verification checks

Business-verification requirements

Business-verification and account-activation requirements.

Website requirements

Required website pages, disclosures and policies are not specified

Business-verification requirements

  • Business registry verification
  • Ownership and control verification
  • Identity verification
  • Sanctions screening
  • Pep screening
  • Adverse media screening
  • Business and payment flow risk review

Account setup tasks

  • Direct business onboarding
  • Onboarding status webhooks
  • Requests for information

Before applying

Application requirements to confirm

Account entity, accepted business activities, review timing and activation conditions are not fully specified.

Approval & restrictions

Who reviews the business and which products, jurisdictions or MCCs are excluded.

  1. 01

    Which account entity performs business verification and activates the crypto payment account for my company?

    The account entity depends on the business country and is not specified.

  2. 02

    Which products, MCCs, sales practices and jurisdictions are prohibited for this product?

    Product-specific restrictions on products, MCCs, sales practices and jurisdictions are not specified.

Crypto assets & countries · Receive stablecoin payments

Which countries, crypto assets and blockchain networks are available for this account?

Account entity, supported assets and networks, fiat currencies and customer-country availability depend on the account configuration.

Selected product

Receive stablecoin payments

Account-specific crypto payment coverage

Selected product

Business opening the account

Business-country eligibility for this crypto payment account is not specified

Business country, account entity and customer-country availability are separate requirements.

Payment category

  • Bank transfer
  • Crypto

Availability depends on

  • Selected product
  • Contracting entity
  • Business country
  • Customer or beneficiary country
  • Fiat currency
  • Digital asset
  • Blockchain network
  • Payment rail
  • Compliance review
  • Account configuration

BVNK provides crypto checkout and payment processing. The account entity, available assets and networks, custody arrangement and fiat-conversion options depend on the business country and account configuration.

02Countries & availability

Which business countries, account entities and customer countries are supported?

Business country, account entity, assets, networks, fiat conversion and customer-country availability can differ.

Country coverage

Merchant, acquiring, customer and product countries

  1. 01

    Business country

    Where can the business opening the crypto payment account be registered?

    Business-country eligibility for this crypto payment account is not specified

    This is where the business is registered; it does not determine acquiring-country or customer-country availability.

    Business verification
  2. 02

    Account entity & availability

    Which account entity and business countries are available?

    Account-specific

    The account entity and available business countries, assets and networks depend on the account configuration.

    Across all products
  3. 03

    Customer location

    Where can customers pay from?

    Customer countries are not specified

    Customer countries by payment method and currency are not specified for this product.

    Across all products

Countries, assets & networks

Account countries, assets and networks to confirm

  1. Which assets, tokens, blockchain networks and fiat currencies are available for my account entity and business country?

    The exact asset, token, network and fiat-currency lists are account-specific.

  2. Which customer countries are available for each payment method in the agreement?

    Customer countries are not specified for each payment method.

  3. Which business and customer countries, assets and blockchain networks are available for this account?

    Country, asset and network availability is account-specific.

  4. Which country launches are planned, and on what timeline?

    Planned country launches and dates are not specified.

  5. Which account entity serves my business country, and which custody and conversion services does it provide?

    The account entity, custody provider and conversion provider depend on the business jurisdiction.

  6. Which fiat display and conversion currencies are available for this account?

    Fiat display and conversion currencies are account-specific.

Pricing & crypto receipts · Receive stablecoin payments

What does this product charge, and where can crypto receipts be sent?

Crypto processing rates, network and conversion fees, receipt destinations and transfer timing

Pricing

Standard processing rate is not specified for this product

The processing rate is not specified.

Pricing method

No public rate card

01Commercial terms

What makes up the quoted price?

Review the pricing plan, pricing model, fees and contract duration.

  1. 01 · Pricing plan

    • BVNK contract pricing
02Account-balance holds

Can the provider restrict or hold the account balance?

Balance-hold and release conditions are not specified.

Account balance

Hold and release conditions are not specified

Account-balance holds

Balance-hold and release terms are not specified for Receive stablecoin payments

Conditions for restricting, holding or releasing an account balance are not specified.

03Crypto receipts & transfers

When is a crypto payment confirmed, and where can receipts be sent?

Confirmation thresholds, receipt destination, automatic transfer schedule and network fees determine when funds are usable.

Payment confirmation & transfer

Confirmed receipts and destination routing

A confirmed payment can remain in the provider account or transfer to a configured external address.

01 · Crypto receipts & transfers

Crypto receipts & transfers

When confirmed crypto payments become available and where they can be transferred.

Receipt destinations

  • Fiat wallet
  • Same stablecoin wallet
  • Different supported crypto wallet

The destination is selected in the account configuration.

Transfer schedule

  • Stablecoin payment wallet credit: Set in agreement

Receipt destinations

  • Methods: BVNK fiat wallet credit and BVNK crypto wallet credit

02 · Separate crypto payouts

Separate crypto payouts

Separate outbound crypto payouts are shown only when they are part of this product.

Outbound crypto payouts

Not included in this payment-receipt product

Use the provider's separate payout product when outbound transfers are required.

Pricing & settlement terms

Terms to confirm in the agreement

Price

  1. What processing rate applies to each supported asset, and when do network, conversion or account fees apply?

    Standard processing rate is not specified for the selected product.

  2. What are the initial term, renewal term, cancellation notice period and early-termination charge for this product?

    The initial term, renewal and cancellation terms are not specified for this product.

  3. For Stablecoin payment wallet credit, what is the contractual crypto transfer delay, cutoff timezone and treatment of weekends or holidays?

    The crypto transfer frequency or delay, cutoff timezone, and treatment of weekends or holidays are not fully specified.

  4. Is there a minimum crypto transfer amount, carry-forward rule or fee below threshold for Stablecoin payment wallet credit?

    A crypto transfer minimum or carry-forward rule is not specified.

Account holds

  1. Can Receive stablecoin payments restrict or hold an account balance, and what conditions release it?

    Balance-hold and release conditions are not specified for this product.

Crypto payment flow · Receive stablecoin payments

How do crypto checkout, confirmations, transfers and reporting work?

Crypto checkout, invoices, wallet routing, payment status and reporting for this product

Crypto payment flow

Invoice → payment → confirmations → transfer & reporting

The account setup determines supported assets, confirmation rules, receipt destination and automatic transfers.

Selected product

Receive stablecoin payments

Checkout, crypto payment processing, receipt routing and transaction reporting for this product.

  1. Checkout routes

    3 integration options

  2. Crypto payment API, wallet routing and transaction status

    API access · Transaction status

  3. Payment processing and funds handling

    BVNK provides crypto payment processing · Processes transactions

  4. Reporting & reconciliation

    Included with this product

01

Checkout routes

Choose the crypto checkout or API integration

The actual integration surfaces, UI ownership and deployment choices.

Checkout routes

  1. 01

    Payment Link

    Hosted checkout

    • Payment link
    • Redirect
    • Redirect: Yes
    • Currency selection
    • Blockchain address
    • QR code
    • Live quote
    • Payment expiry
    • Return URL
  2. 02

    API-controlled checkout

    API-controlled checkout

    • Redirect: No
    • Merchant-controlled UI
    • Live quote
    • Blockchain address
    • Payment status
    • Webhooks
  3. 03

    Channel

    Reusable payment address

    • Redirect: No
    • Customer linked address
    • Repeated deposits
    • Blockchain monitoring
    • Automatic conversion
    • Payment status

Checkout UI

  • Payment Link: Checkout UI: BVNK-hosted payment page
  • API-controlled checkout: Checkout UI: Merchant-controlled interface using BVNK API responses
  • Channel: Checkout UI: Merchant-controlled or BVNK-hosted interface

Checkout controls

  • Payment links
  • Hosted payment page
  • API-controlled checkout
  • Reusable channel addresses
  • Live conversion quote
  • Payment status
  • Refund API
02

Crypto payment API, wallet routing and transaction status

Crypto payment API, wallet routing and transaction status

API entry points, invoices, wallet addresses, payment status and webhooks.

Selected setup

Crypto API entry point

How requests enter this product and which integration boundary applies.

Integration options

  • BVNK portal
  • REST API

Crypto payment API, wallet routing and transaction status

Wallet routing, webhooks and transaction controls

Crypto API
01

Transaction and security features

  • API access
  • Transaction status
  • Idempotency
  • Webhooks
02

Test environment

Sandbox available

03

Webhooks

Webhooks are available; supported events are not specified

04

Merchant control panel

Yes

03

Payment processing and funds handling

Who processes crypto payments and controls receipts and transfers?

Which entity provides the account, creates payment requests, controls wallets, performs any fiat conversion and transfers receipts.

Payment processing and funds handling

  • BVNK provides crypto payment processing
  • Processes transactions
  • Settles merchant funds
  • Handles merchant funds
04

Reporting & reconciliation

Which payment, confirmation and transfer records are available?

What operations teams can reconcile, how quickly data arrives and where exceptions are handled.

Reporting & reconciliation

Invoice → payment → confirmation → transfer history

Report delivery times, invoice and transaction IDs, confirmation status and transfer records.

  1. 01

    Reports

    When transaction and settlement reports become available

    Consolidated reporting

    Included with this product

Before integration

Integration details not specified

  1. 01

    Which webhook events are supported, how is the message signature verified, and what are the retry and delivery-order rules?

    Supported events, signature verification, retry and ordering rules are not specified.

Crypto payments, wallets & support

Receive stablecoin payments: risk, licenses & support

Payment confirmation, wallet custody, receipt transfers, account restrictions, contracting entity and support.

01 / Crypto payment risk & account controls

How are crypto payments confirmed, held and transferred?

Payment status, wallet custody, receipt routing, refunds, transfer restrictions and account holds for the selected product.

Crypto receipts & wallet custody

BVNK processes crypto payments

BVNK processes crypto payments for this product. Wallet custody: Managed products use BVNK-provided fiat or crypto wallets under the account's assigned legal entity. Crypto receipt destinations: Fiat wallet · Same stablecoin wallet · Different supported crypto wallet.

Role in this product
Crypto payment provider · Wallet and custody provider · Currency conversion provider · Wallet settlement provider
Where crypto receipts go
Fiat wallet · Same stablecoin wallet · Different supported crypto walletThe destination wallet or address, asset, network, confirmation threshold and transfer schedule are not specified.

Account holds & transfer restrictions

Balance-hold and transfer-release terms are not specified

Conditions for restricting an account, wallet balance or outgoing transfer are not specified. The agreement must also explain how held funds are released.

Not specified

Payment confirmation, wallet custody & transfers

How crypto receipts move from checkout to the merchant

Wallet custody and receipt routing is available. Confirmation thresholds, wrong-asset or wrong-network handling, underpayments, overpayments, refunds and account-hold terms are not specified unless listed below.

  1. 01

    Receipt

    Wallet custody & receipt routing

RECEIPT

Wallet custody & receipt routing

Where can crypto receipts be held or transferred after payment?

Wallet custody
Managed products use BVNK-provided fiat or crypto wallets under the account's assigned legal entity.
Receipt destinations
Fiat walletSame stablecoin walletDifferent supported crypto wallet
Before signingConfirmation, payment exception, refund, wallet and account-hold terms5 items to confirmReview contract terms
03 / Support

How can merchants reach support?

Company support hours and contact channels are available. It is not specified which ones cover Receive stablecoin payments and invoice, payment-confirmation, wallet-balance, transfer, conversion, API or webhook issues. First-response and resolution targets are also not specified.

Support contacts

Company support hours and contacts

The contacts that cover this product and invoice, payment-confirmation, wallet-balance, transfer, conversion, API or webhook issues are not specified.

Other company contacts

Support hours are not specified for these contacts.

Before signingSupport contacts, hours and response times2 items to confirmReview contract terms
Receive stablecoin payments / Before signing

What should the crypto payment account agreement include?

Confirm the legal entity, supported assets and networks, fees, confirmation rules, wallet and receipt destinations, transfer timing, refunds, account holds and termination.

Before signing

Receive stablecoin payments: terms to confirm

Confirm fees, payment confirmation rules, wallet and receipt destinations, transfer schedules, refund handling, account holds and termination.

Fees, confirmations & transfers

Processing, network and conversion fees; confirmation thresholds; transfer schedules and minimums

Wallet, account holds & refunds

Custody and receipt destinations; account or transfer holds; refunds, suspension and closure

Contract checklist

Terms to review by topic

Jump to the underlying product details

  1. 01Wallet, account holds & refundsCustody, receipt destinations, account or transfer holds, refunds and suspension.
  2. 02Account entity & registrationContracting entity, account or custody provider, and applicable license or registration.
  3. 03SupportContacts, hours and response times for invoice, wallet and transfer issues.
Crypto payment account

Crypto payment account terms

Review processing, network and conversion fees, confirmation rules, wallet and receipt destinations, transfer timing, refunds, account holds and termination.

Wallet, account holds & refundsCustody, receipt destinations, account or transfer holds, refunds and suspension.
  1. When can an account balance or outgoing transfer be held, and what releases the hold?

    Account-hold triggers, the entity controlling the hold and release conditions are not specified.

  2. How are underpayments, overpayments, expired invoices, wrong-asset or wrong-network deposits and crypto refunds handled?

    The payment-exception and refund rules are not specified for this product.

  3. How many blockchain confirmations are required before a payment is marked paid or completed?

    Payment-status webhooks do not establish the confirmation threshold for each asset and network.

  4. When can the account, crypto payment processing, wallet balance or outgoing transfers be restricted or terminated?

    Suspension events, notice periods, cure rights and release conditions for any affected balance are not specified.

  5. Which legal entity holds any custodial wallet balance, and which entity executes transfers to merchant-controlled addresses?

    The product describes wallet custody and receipt routing, but does not identify the responsible legal entity for this account.

Account entity & registrationContracting entity, account or custody provider, and applicable license or registration.
  1. Which legal entity signs the agreement, provides the crypto payment account and any custody service, and which license or registration applies?

    The contracting entity, account or custody provider and applicable license or registration are not specified.

  2. Which privacy framework, controller roles and data-transfer terms apply to this product?

    The privacy framework, controller roles and data-transfer terms are not specified for this product.

  3. Who receives security incidents, and what notification window applies?

    The security incident contact and notification deadline are not specified.

SupportContacts, hours and response times for invoice, wallet and transfer issues.
  1. What first-response, update and resolution targets apply by incident severity?

    First-response and resolution targets are not specified.

  2. Which support hours and contact channels cover invoice, confirmation, wallet and transfer issues?

    The support contacts for crypto payment and transfer issues are not specified for this product.

Product summary

What this product already includes

What this product includes, which account restrictions apply and which crypto payment terms are not specified.

Included capabilities

Capabilities included with Receive stablecoin payments.

  • Accept stablecoin or cryptocurrency payments through Payment Links, a hosted payment page, an API-controlled interface or reusable Channel addresses. BVNK monitors the blockchain, applies the configured conversion and credits the selected BVNK wallet in fiat, the same stablecoin or another supported cryptoasset.